WHAT IS THIS?

• As part of the Thari ya Baruti Pukwana ya Kganya Contract, a member will also get a funeral policy underwritten by Sanlam.
• The funeral policy provides funeral benefits for a member as policyholder or nominated children who pass away by accidental or natural causes.
• There is a 3-month waiting period before death by natural causes is covered.
• Funeral Benefits make sure that the member as policyholder and nominated children can have a dignified funeral when they pass on from this world up to R27 000. An additional funeral benefit equal to 50% of the funeral benefit amount (R13 500) will be paid in the event of the death of the member as the policyholder.
• All children nominated in the Payment Receipt Booklet, under 25 years old, will remain covered if the Policyholder dies.
• Terms and conditions apply.

WHAT IS THIS?

• As part of the Thari ya Baruti Pukwana ya Kganya Contract, a member will also get a personal accident and dread disease policy underwritten by Sanlam.
• The personal accident and dread disease policy provides personal accident benefits for a member as policyholder and their nominated dependants where such persons become permanently disabled as a result of an accident. And additional personal accident benefit equal to 50% of the personal accident benefit amount will be paid in the event of the permanent disablement of the member as the policyholder.
• Permanent Disability means:
  • the disability was caused by an accident.
  • the disability will be there for the rest of the person’s life and there is little or no chance of it healing.
  • the accident was not expected by the person.
  • you must be able to see the disability.
  • the disability must be permanent.
• Terms and conditions apply.

WHAT IS THIS?

• As part of the Thari ya Baruti Pukwana ya Kganya Contract, a member will also get a personal accident and dread disease policy underwritten by Sanlam.
• The personal accident and dread disease policy provides dread disease benefits when the member as policyholder suffers a dread disease.
• A waiting period of 91 days apply.
• A Dread Disease, subject to certain exclusions, is one of the diseases listed in the table below.
• These diseases must be diagnosed by a Medical Specialist.
• Terms and conditions apply.

From 1 April 2023, and as part of the Thari ya Baruti Pukwana ya Kganya Contract, a member will also get a basic needs benefit policy underwritten by Sanlam.

This benefit includes the payment of monthly electronic grocery vouchers for a period of 6 months upon the death, disability, or illness of the member contracting a dread disease, and if it benefits in terms of the funeral policy, and/or if the highest claim value in terms of the personal accident and dread disease policy becomes payable. Depending on the preference of the member or beneficiary, these grocery vouchers may be redeemed at either Shoprite Checkers or Pick n Pay stores located nationwide.

The Basic Needs Benefit has two components:

1. A core benefit – if a funeral, personal accident or dread disease claim is approved in the amount of R27 000 or more, the member or beneficiary will receive monthly electronic grocery vouchers to the value of R330 for 6 months.
2. A loyalty benefit – over and above the core benefit, this benefit further rewards claimants for varying degrees of member loyalty. The loyalty benefit will depend on the member’s contribution payment history prior to the date of the incident and an additional amount of between R110 and R550 may also be paid each month for 6 months in the form of electronic grocery vouchers.

Terms and conditions apply.

To assist members  and their dependants, KBFT has negotiated a Funerary Management Service with a service provider appointed by KBFT. 

SUCH SERVICES OFFERED INCLUDE:

• The transfer of the deceased to a funeral home in South Africa (selected by the Member or beneficiary) closest to the place of burial, provided that the distance between the collection of the remains and the destination of such remains is greater than 100km (routes to be negotiated between the Policyholder or beneficiary and the Service Provider);
• Assistance in obtaining documentation.

• ZCC, via KBFT, introduced a programme whereby qualifying Members who want to travel to attend Moria Conferences (Easter, September, and December) are given a 50% discount on bus fare.
• Bus tickets are available on a first-come, first-served basis.

• To assist members, KBFT has negotiated Roadside Assistance Benefits with a service provider appointed by KBFT.
• Roadside Assistance helps members travelling to Moria in their own car in the event of a roadside emergency (such as a flat tyre, keys locked in the car, fuel assistance etc).
• This service is available during conference weekends from a week before the conference weekend until a week after the conference weekend.
• Roadside Assistance is free subject to limits.
• Terms and conditions apply.

SERVICES

• Tow-in Service:
  • Towing your car to the nearest approved dealership (if the vehicle is under warranty) or to a repair centre or panel beater.
  • This service is for mechanical or electrical breakdown and accident damage.
  • A maximum amount of R3 000 (incl. VAT) per breakdown.
• Roadside Emergency Service:
  • Flat battery (jump start).
  • Flat tyre (help with changing the tyre).
  • Keys locked in the vehicle (unlocking only).
  • Fuel Assistance (5L per breakdown).
  • Minor repairs at the roadside (for example, electrical, oil, immobiliser).
  • Sending urgent messages.
  • A maximum amount of R2 000 (incl. VAT) per breakdown

If a member requires Roadside Assistance during their journey to or back home from Moria for any of the 3 conferences each year, they may call the Kganya Helpline on 0800 000 538.