


The Kganya ya Bagodi programme for the benefit of certain aged Members. Support under Kganya ya Bagodi will be shown to:
- those elderly Members (aged 80 years or older); that have also
- been persistent and loyal in their Membership to the Trust (with a proven Pukwana ya Kganya Contribution payment track record of 120 receipts over a defined 10-year period).
Benefits associated with Kganya ya Bagodi will take the form of ongoing financial reward for a period of time and rewards will be directed towards defraying expenses related to certain basic needs. Specifically, qualifying Members will be issued with monthly electronic Shoprite Checkers vouchers to the value of R200 for a period of 24 months. These benefits will be free of charge.

The Kganya Le Bokamoso programme is for the benefit of Members with an infant or a young child. Support under Kganya Le Bokamoso will be shown to those Members of the Trust:
- Who have a biological or a legally adopted child between the ages of 6 months and 24 months; and
- That have been loyal in their Membership to the Trust (with a proven Pukwana ya Kganya Contribution payment track record of 60 receipts over a defined 5-year period); and
- Who have added the child Dependant to their Membership Book or through an Amendment Form prior to the child attaining the age of 24 months.
Benefits associated with Kganya Le Bokamoso will take the form of ongoing financial support for a period of time and rewards will be directed towards defraying expenses related to child nutrition (e.g. formula, cereals, porridges, purees, etc.). Specifically, qualifying Members will be issued with monthly electronic Shoprite Checkers vouchers to the value of R200 for a period of 18 months. These benefits will be free of charge.

What is the Child Headed Household?
A living situation / arrangement wherein a child has taken charge of a household in terms of decision-making responsibilities as well as the responsibility to provide for the physical, social and emotional needs of others living with that particular child, regardless of familial relationship. This includes households where there are adults who may be too sick or too old to effectively head the household and a child of any age bears this responsibility.
In South Africa it is not uncommon today to have minors care for their younger siblings and / or older and ill parents or family. These minors heading up households are making important health, financial and residential decisions for themselves and for other minors. These are known as Child-headed households (CHH).
What is the Child Headed Household Funeral Benefit?
It is a burial benefit that has been established for these ZCC churchgoing children who pass away. This benefit is for certain ZCC minor members only, specifically those ZCC Churchgoing children who are minors in a CHH or who take care of other minors. These are children who do not qualify due to age for a traditional burial benefit. This so that they too can be laid to rest in a humane and dignified manner without any financial burden.
Who qualifies for this?
ZCC church going children under the age of 18 living in these households qualify for this discretionary benefit.