Thari ya Baruti Terms & Conditions

6 • A Receipt will be provided to you as a Member upon payment of a Membership Contribution. • You must never pay a Membership Contribution unless a Receipt is issued. • As a Member you are responsible for retaining the Receipt as evidence of the payment of the Membership Contribution. • You are not required to, and must never, pay more than the amount specified on the Receipt . You must at all times ensure that the correct amount as specified on the Receipt is paid for that Receipt. • The Receipt must be inserted into the Payment Receipt Booklet in the correct year and Month of payment. • Any detection of misrepresentation or fraud in respect of Receipts may influence entitlement to the Enhanced Benefits, and may result in a forfeiture of Membership. • You are not allowed to pay more than two Membership Contributions in advance. • In the event that you as a Member die, the Trust shall refund any Membership Contributions paid in advance to the Beneficiary , into the bank account nominated by the Beneficiary. • Membership Contributions paid on or after the date of death or the date of disability, whichever is applicable, are not taken into account for determining Good Standing. • Where a Membership Contribution has been paid, such Membership Contribution shall not be refundable for any reason whatsoever, subject to a cooling-off right of 31 (thirty-one) days from the date of payment of the first Membership Contribution as explained below. 7. ACTIVATION OF MEMBERSHIP 7.1 To activate your Membership, you should approach a Committee Member of your Church Branch and request the documents to be completed to become a Member of the Trust. 7.2 The Committee Member will provide you with the Membership Terms and Conditions Booklet for consideration. 7.3 Once you have considered the information contained in the Membership Terms and Conditions Booklet, and would like to proceed with Membership to the Trust, the Committee Member will provide you with a Payment Receipt Booklet. 7.4 The Committee Member will indicate the MPP Form contained in the Payment Receipt Booklet for completion by yourself, and take receipt of the Membership Book Purchase Price and your initial Membership Contribution. 7.5 If you are an Existing Member, your Membership will remain in force and you do not have to activate your Membership again as explained in paragraph 3 above. 8. COOLING-OFF 8.1 You are entitled to cancel your Membership to the Trust within a period of 31 (thirty-one) days from the date of payment of the initial Membership Contribution, unless a Benefit has been claimed or paid. 8.2 In such an event, it shall be deemed that you similarly exercised the cooling-off rights in terms of the Thari ya Baruti Pukwana ya Kganya Contract, whereby cover in terms of the Thari ya Baruti Pukwana ya Kganya Contract and Membership to the Trust will come to an end at the same time. 8.3 Notice by you to cancel your Membership as a result of your cooling-off rights, shall be deemed to be notice to the Insurer to cancel the Thari ya Baruti Pukwana ya Kganya Contract, and vice versa . 8.4 The Trust shall in such instance repay the initial Membership Contribution and the Membership Book Purchase Price to you and you will not have any claim and/ or entitlement to the Enhanced Benefits. 8.5 The insurance cover and benefits will, in such event, similarly terminate and be dealt with in the manner prescribed in the Thari ya Baruti Pukwana ya Kganya Contract and you will not have any claim and/or any entitlement to the insurance benefits as provided for in the Thari ya Baruti Pukwana ya Kganya Contract. 9. ENHANCED BENEFITS 9.1 Introduction 9.1.1 By paying a Membership Contribution and becoming a Member of the Trust, such Membership entitles you to all the Enhanced Benefits as set out in this Membership Terms and Conditions Booklet, read with the Master Regulations and the Enhanced Benefits Regulations. The Enhanced Benefits cannot be selected separately, and form part of the package of Membership benefits offered to you. 9.1.2 The Enhanced Benefits offered as part of Membership to the Trust, consist, amongst others, of access to certain insurance benefits, as follows: 9.1.2 .1 Firstly, access to the Thari ya Baruti Pukwana ya Kganya Contract , being an insurance contract with the Insurer as arranged by the Trust, which provides the following insurance benefits: • funeral benefits; • permanent disability benefits; and • payment of benefits on the happening of a dread disease. Further, since you are a Church Official, you are entitled to additional funeral and additional permanent disability benefits. In terms of the Thari ya Baruti Pukwana ya Kganya Contract, and as a Member of the Trust, you are the policyholder entitled to the rights, obligations and insurance benefits in terms of the Thari ya Baruti Pukwana ya Kganya Contract. 9.1.2 .2 Secondly, as long as you pay your Membership Contributions to the Trust, the Trust will pay the Premiums and Additional Premiums in terms of the Thari ya Baruti Pukwana ya Kganya Contract to the Insurer. However, if you fail to pay the Membership Contributions to the Trust, the Trust will not pay the Premiums and/or the Additional Premiums to the Insurer and your insurance cover and benefits in terms of the Thari ya Baruti Pukwana ya Kganya Contract may terminate, be suspended or be impacted. 9.1.2 .3 Lastly, your Membership also entitles you to Enhanced Ancillary Benefits which consist of the following non-insurance benefits and services procured by the Trust: • Roadside Assistance Benefits; • Leeto la Moria (Discounted Transport) Benefits; • Funerary Management Benefits; and • Lekgotla la Moruti Good Health Assessment Benefits. 9.1.3 The Trust will also make a donation to ZCC on your behalf. 9.1.4 The Enhanced Benefits are only available to Members who are Church Officials, who meet the requirements for Membership to the Trust and who are Members in Good Standing. 9.1.5 The requirements of Good Standing require you to pay your Monthly Membership Contributions timely as explained below for each of the Enhanced Benefits. The payment of your Membership Contribution must be evidenced by a Receipt inserted in your Payment Receipt Booklet for that Month.