Thari ya Baruti Terms & Conditions

5 3. EXISTING MEMBERS 3.1 All Members who were a Member of the Trust at the Effective Date, shall qualify as an Existing Member. 3.2 If you are an Existing Member, you will remain a Member of the Trust provided that you must meet and continue to meet the requirements for Membership to the Trust as set out in paragraph 2 above. 4. MEMBERSHIP BOOKS: HOW THEY WORK 4.1 A Membership Book consists of, amongst others, this Membership Terms and Conditions Booklet and the Payment Receipt Booklet. Existing Membership Books are addressed under paragraph 5 below. 4.2 This Membership Terms and Conditions Booklet includes the terms and conditions applicable to Membership, as well as all information in respect of the Enhanced Benefits provided and/or procured as part of Membership to the Trust. 4.3 The Payment Receipt Booklet provides for the affixing of Receipts as evidence of payment of your Membership Contributions, and any other receipts issued by the Trust (such as the Leeto la Moria Receipts), conclusion and inclusion of the MPP Form and/or the AMPP Form, respectively and/or other information. 4.4 The Membership Book Purchase Price of new, replacement and continuation Payment Receipt Booklets to be paid by Members will be determined by the Trust from time to time. Notice of such cost will be given through the Church Branches. 5. EXISTING MEMBERSHIP BOOKS TO REMAIN IN CIRCULATION 5.1 To the extent that you were a Member of the Trust before the Effective Date and have previously purchased a Membership Book from the Trust (“ Existing Membership Book ”), it should be noted that: 5.1.1 All terms and conditions in any Existing Membership Book are repealed and replaced with the terms and conditions contained in this Membership Terms and Conditions Booklet with effect from the Effective Date. 5.1.2 Your Existing Membership Book will: 5.1.2 .1 continue to remain in force in respect of - • the details contained in the MPP Form and/or the AMPP Form, completed before or after the Effective Date; • the details of any Leeto la Moria Receipts procured prior to, or after, the Effective Date; and • the details of any Dependent Children (as defined in the Enhanced Benefits Regulations) as recorded in the Existing Membership Book, either before or after the Effective Date . 5.1.2 .2 continue to be used for purposes of Receipts issued prior to, and after, the Effective Date pursuant to payment of Membership Contributions, and will therefore become and be treated as your Payment Receipt Booklet. 5.1.3 This means, with effect from the Effective Date, that: 5.1.3.1 all terms and conditions in an Existing Membership Book will be replaced with the terms and conditions in this Membership Terms and Conditions Booklet; and 5.1.3.2 an Existing Membership Book will continue to be used as a Payment Receipt Booklet until such time when a continuation Payment Receipt Booklet or a replacement Payment Receipt Booklet is required and acquired by you. 5.2 As an Existing Member, you will not be required to pay for the Membership Terms and Conditions Booklet and will receive this free of charge by virtue of Membership to the Trust as at the Effective Date. 5.3 However, if you lose your Existing Membership Book or if your Existing Membership Book is full (it being understood that your Existing Membership Book will constitute a Payment Receipt Booklet with effect from the Effective Date), you will be required to purchase a replacement Payment Receipt Booklet or a continuation Payment Receipt Booklet against payment of the Membership Book Purchase Price. 6. MEMBERSHIP CONTRIBUTIONS 6.1 As a Member you must at all times pay a Membership Contribution each Month to the Trust. 6.2 The Trust shall determine the Membership Contribution payable from time to time in respect of the Enhanced Benefits. 6.3 The Membership Contribution is due and payable on the first day of each Month but you are entitled to pay it at any time during the Month, but before the last day of the Month. 6.4 Payment of the Membership Contribution entitles you as a Member to the Enhanced Benefits, subject to the conditions as set out in the Enhanced Benefits Regulations, read with the Master Regulations. 6.5 If you fail to pay a Membership Contribution(s), you may forfeit the benefits of Membership to the Trust. This normally leads to loss of valuable benefits and should be avoided where possible. 6.6 Membership Contributions must be paid in accordance with the Payment Method as may be prescribed by the Trust from time to time. To the extent that the Payment Method of a Membership Contribution is cash, the Membership Contribution shall be paid to and received by a Pay Point, against the issue of a Receipt to be affixed in a Payment Receipt Booklet. 6.7 Your Membership Contributions are applied by the Trust, amongst others, to: • Pay the Premiums and Additional Premiums to the Insurer in terms of the Thari ya Baruti Pukwana ya Kganya Contract. • Procure the Enhanced Ancillary Benefits offered to you. • Fund community upliftment projects. Community projects include the Evelyn Lekganyane Clinic, Basic Skills Education Programme and the Winter Enrichment School, to name a few. • Make a donation to ZCC and in some cases, as directed by ZCC, a portion of this donation may be retained by your local Church Branch to defray certain of its expenses. 6.8 As a Member you must note that: • Payment of the Membership Contributions is a condition of Membership to the Trust. • The payment of Membership Contributions entitles you as a Member to the Enhanced Benefits, subject to the Master Regulations and the Enhanced Benefits Regulations. • Membership Contributions are due on the first day of each Month, may be paid any day during the Month but must be paid on or before the last day of such Month . • You will not be in Good Standing for a Month if a Membership Contribution was paid i) after the last day of such Month, or ii) if the Membership Contribution was not paid . • If you do not pay your Membership Contribution in any particular Month you may lose your entitlement to the Enhanced Benefits.

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