Thari ya Baruti Terms & Conditions

70 Annexe E.4 Personal Accident Benefits and Additional Personal Accident Benefits The following Personal Accident Benefits and Additional Personal Accident Benefits are payable in terms of the Thari ya Baruti Dread Disease and Personal Accident Policy in respect of the Assured Lives: Table A: Permanent Disability and Base Amount Permanent Disability / Permanent Disability Category Base Amount Additional Personal Accident Benefit Total Thari ya Baruti Personal Accident Benefit Permanent and total quadriplegia R27 000 R13 500 R40 500 Permanent and total paraplegia or total loss of two or more limbs at or above the wrist or ankle R27 000 R13 500 R40 500 Permanent and total loss of speech R27 000 R13 500 R40 500 Permanent and total loss of hearing in both ears R27 000 R13 500 R40 500 Permanent and total loss of hearing in one ear R13 500 R6 750 R20 250 Partial loss of hearing in one ear (a loss of at least 50%) R6 750 R3 375 R10 125 Permanent and total loss of sight in both eyes R27 000 R13 500 R40 500 Permanent and total loss of sight in one eye R13 500 R6 750 R20 250 Partial loss of sight in one eye (a loss of at least 50%) R6 750 R3 375 R10 125 Loss or loss of use of limb at or above the wrist or ankle R27 000 R13 500 R40 500 Complete loss of four fingers on a hand (loss of at least two phalanges) R18 900 R9 450 R28 350 Complete loss of three fingers on a hand (loss of at least two phalanges) R10 800 R5 400 R16 200 Complete loss of two fingers on a hand (loss of at least two phalanges) R6 750 R3 375 R10 125 Complete loss of thumb (loss of both phalanges) or loss of use of thumb R8 100 R4 050 R12 150 Partial loss of thumb (at least one phalange) R4 050 R2 025 R6 075 Complete loss of four toes on foot (loss of two phalanges on each toe) R8 100 R4 050 R12 150 Complete loss of a toe on any foot (at least one phalynx) (for each toe) R1 350 R 675 R2 025 * Note that the Additional Personal Accident Benefits are only paid in respect of the Policyholder as Assured Life. Table B: Minimum Amount Payable, Maximum Amount Payable and percentage of Base Amount payable Assured Life Percentage of Base Amount Minimum Permanent Disability amount Maximum Permanent Disability amount Policyholder 150% R2 025 R40 500 Dependent Child: 14 years and older 100% R1 350 R27 000 Dependent Child: Between 6 and 13 years (inclusive) 48.15% R650 R13 000 Dependent Child: Between 1 and 5 years (inclusive) 35.19% R475 R9 500 Dependent Child: Between date of birth and less than 1 year (inclusive) 19.26% R260 R5 200