Thari ya Baruti Terms & Conditions
4 Membership Contribution means the Monthly membership contribution which must be paid each Month to the Trust, which entitles you as a Member to the benefits set out in the Enhanced Benefits Regulations and summarised and explained in this Membership Terms and Conditions Booklet as set out in Annexe C . Membership Terms and Conditions Booklet means this membership terms and conditions booklet issued by the Trust to all Members comprising all terms and conditions of Membership to the Trust. Month means a calendar Month. Moria Staff Member means a Member who is permanently employed by the ZCC to perform certain duties at the ZCC headquarters at Moria, Boyne, Limpopo. MPP Form means a Member’s Personal Particulars Form as set out in the Payment Receipt Booklet. The MPP Form is contained and must be completed in Payment Receipt Booklet (in duplicate). Payment Method means the method of payment of a Membership Contribution as prescribed by the Trust from time to time in terms of the Master Regulations. Payment Receipt Booklet means the numbered and bar-coded booklet of the Trust issued to you as a Member, and includes i) all Existing Membership Books; ii) a continuation Payment Receipt Booklet; iii) and a replacement Payment Receipt Booklet. Pay Point means any Church Branch to whom Receipts have been issued by the Trust, to be used by the Pay Point upon receipt of Membership Contributions paid in cash as a Payment Method. Personal Accident Benefits means the personal accident benefits payable in terms of the Thari ya Baruti Dread Disease and Personal Accident Policy. Premium means the Monthly premium payable by the Trust in terms of the Thari ya Baruti Pukwana ya Kganya Contract. Receipt means a numbered coupon of the Trust which is inserted in a Payment Receipt Booklet by a Pay Point against receipt of a Membership Contribution (where the Membership Contribution is paid in cash), or any such other documentary proof of payment of a Membership Contribution as prescribed by the Trust. Thari ya Baruti Dread Disease and Personal Accident Policy means the Thari ya Baruti Dread Disease and Personal Accident Policy concluded between you as a Member (in your capacity as policyholder) and the Insurer in respect of Dread Disease Benefits, Personal Accident Benefits and Additional Personal Accident Benefits as set out in the Thari ya Baruti Dread Disease and Personal Accident Policy. The Thari ya Baruti Dread Disease and Personal Accident Policy forms part of the Thari ya Baruti Pukwana ya Kganya Contract and is concluded pursuant to your Membership to the Trust. Thari ya Baruti Funeral Policy means the Thari ya Baruti Funeral Policy concluded between you as a Member (in your capacity as policyholder) and the Insurer in respect of the Funeral Benefits and Additional Funeral Benefits as set out in the Thari ya Baruti Funeral Policy. The Thari ya Baruti Funeral Policy forms part of the Thari ya Baruti Pukwana ya Kganya Contract and is concluded pursuant to your Membership to the Trust. Thari ya Baruti Pukwana ya Kganya Contract means the Thari ya Baruti Pukwana ya Kganya Contract made available to all Members who are Church Officials pursuant to Membership to the Trust. The Thari ya Baruti Pukwana ya Kganya Contract is an insurance contract between you as a Member (in your capacity as policyholder) and the Insurer. The Thari ya Baruti Pukwana ya Kganya Contract consists of the Thari ya Baruti Dread Disease and Personal Accident Policy and the Thari ya Baruti Funeral Policy. Trust means the trustees for the time being of the Kganya Benefits Fund Trust (master’s reference number IT 6797/00). Trust Deed means the trust deed of the Trust as amended from time to time. Youth Committee Member means a Member who has officially been appointed by the ZCC head office at Moria as a youth committee member or youth committee shadow member of a committee delegated by the ZCC, to perform agreed functions relating to a specific Church Branch. ZCC means the Zion Christian Church. 1. MASTER REGULATIONS AND ENHANCED BENEFITS REGULATIONS 1.1 The conditions of Membership to the Trust and the entitlement to benefits are set out in the Master Regulations, read with the Enhanced Benefits Regulations issued by the Trust in terms of the Trust Deed, as amended from time to time. 1.2 Copies of the Master Regulations and the Enhanced Benefits Regulations are included in this Membership Terms and Conditions Booklet as Annexe A and Annexe B , respectively. 1.3 Changes to any terms and conditions as set out in the Master Regulations or Enhanced Benefits Regulations will be incorporated in updated Annexures which will be made available to you from time to time. 1.4 It should be noted that the summary of the Membership terms and conditions contained in the Membership Book must at all times be read with the Master Regulations and the Enhanced Benefits Regulations. In the event of a conflict between the summary contained in a Membership Book and the Master Regulations or the Enhanced Benefits Regulations, the provisions of the Master Regulations and/or the Enhanced Benefits Regulations will prevail to the extent of the conflict. 2. ELIGIBILITY FOR MEMBERSHIP TO THE TRUST FOR ALL PERSONS WHO BECOME MEMBERS OF THE TRUST AFTER THE EFFECTIVE DATE 2.1 To be a Member of the Trust you must: • be a member of ZCC; • be 18 (eighteen) years of age or older; • purchase a Membership Book; and • pay an initial Membership Contribution to the Trust evidenced by a Receipt in your Payment Receipt Booklet. 2.2 You must also complete an MPP Form to become a Member of the Trust and must submit the completed MPP Form to a Pay Point for inclusion in the Payment Receipt Booklet. 2.3 A person who satisfies the above requirements shall be a Member from the later of the date of issue of the Membership Book, or the date of payment of an initial Membership Contribution. Note that the date of payment is determined as provided for in the Master Regulations. 2.4 A Member shall continue to be a Member for as long as such person remains a member of ZCC. 2.5 Note, in terms of the Trust Deed and the Master Regulations that the Trust may terminate your Membership where you no longer meet the requirements for Membership of the Trust, even if you are still a member of the ZCC.
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