Thari ya Baruti Terms & Conditions

49 9. Death of an Assured Life 63 10. Waiting Period 63 11. Exclusions and Limitations 63 12. Claim documents for Personal Accident Benefits and Additional Personal Accident Benefits 63 13. Cessation of cover for Personal Accident Benefits and the Additional Personal Accident Benefits in terms of the Thari ya Baruti Dread Disease and Personal Accident Policy 63 PART IV: TERMS AND CONDITIONS APPLICABLE ONLY TO EXISTING MEMBERS 63 1. Introduction 63 2. Background 64 3. Continuation of rights 64 4. Use of information 64 5. Policy documents 64 6. Insurance cover for Existing Members 64 7. Minors who are Existing Member 64 Annexe E.1 Premiums payable 65 Annexe E.2 Thari ya Baruti Funeral Benefit 66 Annexe E.3 Dread Disease Benefits 67 Annexe E.4 Personal Accident Benefits and Additional Personal Accident Benefits 70 Annexe E.5 Forgiveness Rules 71 PART I: GENERAL TERMS AND CONDITIONS 1. Parties 1.1 The Parties to this Thari ya Baruti Pukwana ya Kganya Contract are – 1.1.1 Sanlam Developing Markets Limited as the Insurer; and 1.1.2 a Church Official who is a Member of the Kganya Benefits Fund Trust as Policyholder entitled to the Benefits. 2. Background to this Thari ya Baruti Pukwana ya Kganya Contract 2.1 This Thari ya Baruti Pukwana ya Kganya Contract comprises (i) the Thari ya Baruti Funeral Policy; and (ii) the Thari ya Baruti Dread Disease and Personal Accident Policy. 2.2 The terms and conditions set out in this Part I and Part IV, apply to the Thari ya Baruti Funeral Policy, and the Thari ya Baruti Dread Disease and Personal Accident Policy in respect of all Members who acquired Membership to the Kganya Benefits Fund Trust before the Effective Date (“ Existing Member ”). In respect of such Existing Members, the terms and conditions as set out in this Part I and Part IV must be read with – 2.2.1 the Thari ya Baruti Funeral Policy contained in Part II; and 2.2.2 the Thari ya Baruti Dread Disease and Personal Accident Policy contained in Part III, which collectively constitute the Thari ya Baruti Pukwana ya Kganya Contract, being an insurance contract between the Insurer and an Existing Member as Policyholder. 2.3 The terms and conditions set out in this Part I apply to the Thari ya Baruti Funeral Policy, and the Thari ya Baruti Dread Disease and Personal Accident Policy in respect of all Members who acquired Membership to the Kganya Benefits Fund Trust after the Effective Date . In respect of such Members, the terms and conditions as set out in this Part I must be read with – 2.3.1 the Thari ya Baruti Funeral Policy contained in Part II; and 2.3.2 the Thari ya Baruti Dread Disease and Personal Accident Policy contained in Part III, which collectively constitute the Thari ya Baruti Pukwana ya Kganya Contract, being an insurance contract between the Insurer and a Member as Policyholder. 2.4 All capitalised words and phrases defined in Part I, shall have the same meaning in Part II, Part III and Part IV, unless specifically indicated. 3. Introduction 3.1 The Kganya Benefits Fund Trust procured access to this Thari ya Baruti Pukwana ya Kganya Contract for all Church Officials who are Members who satisfy the requirements for Membership to the Kganya Benefits Fund Trust. 3.2 The Church Officials as Members are entitled, in addition to the Funeral Benefits and the Dread Disease Benefits and Personal Accident Benefits, to the Additional Funeral Benefits and the Additional Personal Accident Benefits, against payment of the Additional Premiums payable by the Kganya Benefits Fund Trust as set out in this Thari ya Baruti Pukwana ya Kganya Contract. 3.3 As part of such Membership, and upon payment of the Membership Contributions to the Kganya Benefits Fund Trust, the Kganya Benefits Fund Trust is obliged to, and will pay, the Premiums and the Additional Premiums due in terms of the Thari ya Baruti Funeral Policy and the Thari ya Baruti Dread Disease and Personal Accident Policy forming part of this ya Baruti Pukwana ya Kganya Contract, to the Insurer.