Thari ya Baruti Terms & Conditions

11 Annexe A KGANYA BENEFITS FUND TRUST MASTER REGULATIONS Regulations relating to Membership to the Trust, the payment by Members of their Membership Contributions, the designation of Church Officials who qualify for Enhanced Benefits and the issue of Regulations setting out the Benefits provided by the Trust for Members who fulfil the specified requirements as set out in such Regulations COMMENCEMENT DATE: 1 January 2023 (Replacing all previous Master Regulations) Table of Contents Page No 1. Definitions 11 2. Introduction 14 3. Amendment and replacement of the Master Regulations and all other Regulations 14 4. Important Provisions 14 5. Commencement 14 6. Membership 15 7. Membership Contributions 15 8. The Benefits 16 9. Donations to the ZCC 16 10. Designation of Church Officials 16 11. Membership Books 16 12. Existing Membership Books to remain in circulation 16 13. Amendment to Members’ personal particulars 17 14. Claim procedure for Benefits 17 15. Issue, amendment and termination of the Regulations 17 16. Complaint procedure 17 17. Cooling-Off 17 18. General provisions applicable to the Master Regulations and all other Regulations 18 Annexe A .1 Amended Member’s Personal Particulars Form 19 Annexe A .2 Member’s Personal Particulars Form 20 Annexe A .3 Membership Book Purchase Price 21 Annexe A .4 Membership Contributions 22 Annexe A .5 Regulations issued 23 Annexe A .6 Kganya Service Centres 24 1. Definitions In these Master Regulations, unless the context indicates a contrary intention, the following words and expressions bear the meanings assigned to them and cognate expressions bear corresponding meanings: 1.1 “Administrator” means Kganya Insurance Administrators (RF) Proprietary Limited (registration number 1995/007875/07), a private company duly incorporated in terms of the laws of South Africa, duly licensed as a financial services provider in terms of the Financial Advisory and Intermediary Services Act, 37 of 2002, with license number 7974, with its main place of business situated at 328 Rivonia Boulevard, Ground Floor - South Wing, Rivonia, 2128, or such other administrator appointed from time to time by the Trust; 1.2 “AMPP Form” means the Amended Member’s Personal Particulars Form, in the form and manner as set out in Annexe A.1 and amended from time to time, to be completed by a Member when making changes to his/her Membership to the Trust. If a Member completes an AMPP Form, the duplicate thereof shall be affixed to the Payment Receipt Booklet; 1.3 “Basic Ancillary Benefits” means all ancillary benefits provided and/or procured by the Trust for the Members (other than Church Officials who are Members) who qualify for such Basic Ancillary Benefits as set out in the Basic Benefits Regulations;