Thari ya Baruti Pukwana ya Kganya Contract including Continuous Amendments

79 5.4 Furthermore, the following conditions are applicable in respect of the Vouchers: 5.4.1 Shoprite Checkers Voucher terms and conditions 5.4.1.1 Vouchers may be redeemed at any Shoprite, Checkers, Checkers Hyper or Usave stores located nationwide. 5.4.1.2 Vouchers are not redeemable for cash but may be transferred to another person if so elected by the Policyholder or Beneficiary in instances as contemplated in clause 6.1 and clause 6.2 of this Part V. 96 5.4.1.3 Vouchers can only be redeemed in one transaction and the transaction total must be equal to or greater than the Value of the voucher. Any remaining balance on a Voucher following use will be forfeited, provided that if only a portion of the value of the Voucher is used, the full value of the Voucher may be loaded to a gift card, which allows for unused balances to be carried over. 5.4.1.4 Lost or stolen Vouchers will not be replaced or refunded. 5.4.1.5 Vouchers are valid for a period of 3 (three) years from date of issue, unless otherwise specified. 5.4.2 Pick n Pay Voucher terms and conditions 5.4.2.1 Vouchers may be redeemed at any Pick n Pay store located nationwide. 5.4.2.2 Vouchers are not redeemable for cash but may be transferred to another person if so elected by the Policyholder or Beneficiary in instances as contemplated in claus e 6.1 an d 6.2 of this Part V . 97 5.4.2.3 Lost or stolen Vouchers will not be replaced or refunded. 96 Amended with effect from 1 April 2024. 97 Amended with effect from 1 April 2024.