Thari ya Baruti Pukwana ya Kganya Contract including Continuous Amendments

Table of Contents Page No PART I: GENERAL TERMS AND CONDITIONS .................................................................. 1 1. Parties ......................................................................................................................... 1 2. Background to this Thari ya Baruti Pukwana ya Kganya Contract ................................ 1 3. Introduction .................................................................................................................. 2 4. Use of information........................................................................................................ 4 5. Policy documents......................................................................................................... 5 6. Definitions and interpretation ....................................................................................... 5 7. Insurance cover ......................................................................................................... 32 8. Benefits...................................................................................................................... 33 9. Payment of Premiums and Additional Premiums........................................................ 34 10. Exclusions and limitations .......................................................................................... 36 11. Waiting Periods.......................................................................................................... 36 12. Dependent Children ................................................................................................... 37 13. Claims........................................................................................................................ 38 14. Amendments.............................................................................................................. 41 15. Consent to disclosure of personal information............................................................ 42 16. Cancellation ............................................................................................................... 44 17. Effect of cancellation.................................................................................................. 45 18. Cooling-off rights........................................................................................................ 46 19. Complaints procedure................................................................................................ 47 20. Unclaimed Benefits .................................................................................................... 48 21. General...................................................................................................................... 48 PART II: THARI YA BARUTI FUNERAL POLICY................................................................ 49 1. Introduction ................................................................................................................ 49 2. Thari ya Baruti Funeral Benefit................................................................................... 49 3. Waiting Periods.......................................................................................................... 51 4. Exclusions and Limitations......................................................................................... 52 5. Nomination of Beneficiary .......................................................................................... 54 6. Cover and Benefits in respect of Paid-up Dependants ............................................... 55 7. Claim Documents for Thari ya Baruti Funeral Benefit................................................. 56 8. Cessation of cover in respect of Thari ya Baruti Funeral Benefit ................................ 58 PART III: THARI YA BARUTI DREAD DISEASE AND PERSONAL ACCIDENT POLICY... 59 1. Introduction ................................................................................................................ 59 2. Thari ya Baruti Dread Disease and Personal Accident Benefits ................................. 59