Thari ya Baruti Pukwana ya Kganya Contract

85 DREAD DISEASE CATEGORIES EXCLUSION 4. Coronary Artery (bypass) Surgery Dread Disease description The actual undergoing of heart surgery to correct narrowing or blockage of two or more coronary arteries with bypass grafts. The surgery must have been proven to be necessary by means of coronary angiography and the realisation of the surgery has to be confirmed by a Medical Practitioner. The following are excluded: Angioplasty; Angioplasty is a minimally invasive endovascular procedure to widen narrowed or obstructed arteries or veins, typically to treat arterial atherosclerosis. Any other intra-arterial procedures; Key-hole surgery; No benefit is payable if a claim for a heart attack or heart transplant has been previously admitted in respect of the Policyholder. 5. Total Kidney Failure Dread Disease description The end stage renal function presenting as chronic irreversible failure of both kidneys to function as a result of which regular peritoneal dialysis or haemodialysis is instituted. No benefit is payable if a claim for a Kidney Transplant or Kidney Cancer has been previously admitted in respect of the Policyholder. 6. Major Organ Transplant Dread Disease description The actual undergoing as a recipient of a transplant of any one or more of a donor heart, liver, pancreas, bone marrow, kidney or lungs. Realisation of the transplantation has to be confirmed by a Medical Practitioner. No benefit is payable for a Heart Transplant if a claim for Coronary Artery (bypass) Surgery or a Heart Attack has been previously admitted in respect of the Policyholder. No benefit is payable for a Kidney Transplant if a claim for Total Kidney Failure has been previously admitted in respect of the Policyholder. No benefit is payable for any organ requiring transplant and for which organ a claim for Cancer has been previously admitted in respect of the Policyholder.

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