Thari ya Baruti Pukwana ya Kganya Contract

63 9.3 In the event that the Insurer accepts a Claim 25 for Personal Accident Benefits and Additional Personal Accident Benefits in respect of a Policyholder, and the Policyholder dies, the Insurer shall make payment of the Personal Accident Benefits and the Additional Personal Accident Benefits to the Beneficiary (as contemplated in the Thari ya Baruti Funeral Policy), in addition to any claims payable in terms of the Thari ya Baruti Funeral Policy. 9.4 In the event that the Insurer accepts a Claim 26 for Personal Accident Benefits in respect of a Dependent Child, and the Dependent Child dies, the Insurer shall make payment of the Personal Accident Benefits to the Beneficiary (as contemplated in the Thari ya Baruti Funeral Policy), in addition to any claims payable in terms of the Thari ya Baruti Funeral Policy. 10. Waiting Period No Waiting Period is applied by the Insurer in respect of the Personal Accident Benefits and the Additional Personal Accident Benefits in terms of this Thari ya Baruti Dread Disease and Personal Accident Policy. 11. Exclusions and Limitations 11.1 The Insurer shall not pay any Personal Accident Benefit and Additional Personal Accident Benefit if the Permanent Disability was caused by, related to or in consequence of - 11.1.1 wilful exposure to danger; 11.1.2 any attempt to commit suicide; 11.1.3 self-inflicted injury; 11.1.4 war, invasion, act of a foreign enemy, hostilities (whether war be declared or not), civil war, mutiny, insurrection, rebellion, revolution, military or usurped power or participation in a riot or unprotected strike; or 25 Amended with effect from 1 April 2023. 26 Amended with effect from 1 April 2023.

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