Thari ya Baruti Pukwana ya Kganya Contract

59 3.6 Death of the Policyholder 3.6.1 The Insurer shall not pay any Dread Disease Benefit if the Policyholder dies (whether as a result of the Insured Event or any cause whatsoever) prior to the date on which the Claim 20 for a Dread Disease Benefit is submitted. 3.6.2 In the event that the Insurer accepts a Claim 21 for Dread Disease Benefits and the Policyholder dies, the Insurer shall make payment of the Dread Disease Benefit to the Beneficiary (as contemplated in the Thari ya Baruti Funeral Policy), in addition to any Claims payable in terms of the Thari ya Baruti Funeral Policy. 4. Waiting Period 4.1 A Waiting Period of 91 (ninety-one) days will apply to the Policyholder in terms of this Thari ya Baruti Dread Disease and Personal Accident Policy in respect of the Dread Disease Benefits, calculated with effect from the Inception Date. 4.2 In terms of clause 11 of Part I, no Dread Disease Benefits will be paid in the event that the Insured Event occurs within the Waiting Period. 5. Exclusions and limitations The exclusions and limitations applied by the Insurer in respect of the Dread Disease Benefits in terms of this Thari ya Baruti Dread Disease and Personal Accident Policy are indicated in Annexe E.3 . 6. Claim Documents for Dread Disease Benefits 6.1 Without limitation to the provisions of clause 13 of Part I, the following Claim Documents must be submitted to the Insurer in respect of a Claim 22 for Dread Disease Benefits: 6.1.1 DDCN Form signed by 3 (three) Committee Members and all such documents as set out in the DDCN Form. In the event that the Committee 20 Amended with effect from 1 April 2023. 21 Amended with effect from 1 April 2023. 22 Amended with effect from 1 April 2023.

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