Thari ya Baruti Pukwana ya Kganya Contract

51 4.2 The Insurer shall not pay any Thari ya Baruti Funeral Benefit if the Death of an unborn child was caused by, related to or in consequence of - 4.2.1 a miscarriage which does not constitute a Stillbirth; or 4.2.2 an abortion. 4.3 In terms of the Applicable Laws the aggregate maximum cover and Funeral Benefits that may be provided in respect of a Dependent Child below the age of 14 (fourteen) years of age, are as follows: 4.3.1 A Dependent Child below 6 (six ) years of age: R20 000; 4.3.2 A Dependent Child over 6 (six ) years of age but below 14 (fourteen) years of age: R50 000, which maximum amounts may be amended from time to time in terms of the Applicable Laws. 4.4 As such, insurance cover and the Funeral Benefit in terms of this Thari ya Baruti Funeral Policy in respect of a Dependent Child may not, in aggregate for all funeral benefits provided under similar policies by the Insurer, exceed the statutory maximum amounts indicated in clause 4.3 of this Part II. 4.5 In the event that a Dependent Child is covered under more than one funeral policy with the result that the aggregate funeral benefit payments to be made by the Insurer in respect of a deceased Dependent Child exceeds the statutory maximum amounts indicated in clause 4.3 of this Part II, the Insurer will at all times only honour the Claim of the Policyholder responsible for the costs of the funeral of the deceased Dependent Child, which assessment will be made by the Insurer in its sole discretion. 4.6 The Policyholder shall at all times ensure that a Dependent Child is not covered under more than one Thari ya Baruti Funeral Policy to ensure that a Claim for Funeral Benefits in terms of this Thari ya Baruti Funeral Policy, may be paid. A failure to do so, may result in a Claim being rejected. 4.7 In the event that the Insurer becomes aware that a Dependent Child is covered under more than one Thari ya Baruti Funeral Policy which will result in statutory

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