Thari ya Baruti Pukwana ya Kganya Contract

50 policy ") with another insurer, which previous policy was in force at least 31 (thirty-one) days before the Inception Date; and 3.3.2.2 the previous policy provided cover for similar risks covered in terms of this Thari ya Baruti Funeral Policy; and 3.3.2.3 the previous policy imposed a Waiting Period shorter than 91 (ninety- one days), which had been completed in full; or 3.3.2.4 the previous policy imposed a Waiting Period of 91 (ninety-one) days or longer, of which 91 (ninety-one) days had been completed. 3.4 In the circumstances contemplated in clause 3.3.2.4, the Waiting Period will be reduced by the completed portion of a Waiting Period under a previous policy if - 3.4.1 at least 91 (ninety-one) days of the Waiting Period under the previous policy had not been completed on the Inception Date; and 3.4.2 the risks covered in the previous policy are similar to the risks covered under this Thari ya Baruti Funeral Policy. 3.5 In order for the Insurer to reduce the Waiting Period and/or for the Waiting Period not to apply, the Policyholder must provide confirmation of the previous policy, in the form and manner as the Insurer may request. 3.6 To the extent that (i) the Policyholder does not give such confirmation, or (ii) the Insurer cannot verify the correctness of such confirmation, then a Waiting Period of 91 (ninety-one) days will be applied. 3.7 Confirmation for the previous policy is considered by the Insurer to be material to the assessment of the risk in terms of this Thari ya Baruti Funeral Policy. 4. Exclusions and Limitations 16 4.1 The Insurer shall only pay 1 (one) Claim 17 for Thari ya Baruti Funeral Benefit on the death of an Assured Life regardless of the number of Claims made. 16 Underlined amendments, insertions and strike-through amended with effect from 1 April 2023. 17 Amended with effect from 1 April 2023.

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