Thari ya Baruti Pukwana ya Kganya Contract

49 the Insurer in accordance with the terms of the Premium Payment Agreement. 2.6 Thari ya Baruti Funeral Benefit in the event of death due to natural causes 2.6.1 Subject to the Forgiveness Rules as provided for in clause 9.3 of Part I and Annexe E.5 , a Thari ya Baruti Funeral Benefit in respect of an Assured Life will only be paid upon the death of an Assured Life due to natural causes if - 2.6.1.1 the Insurer (or its duly appointed administrator, Kganya Insurance Administrators) recorded a Premium and Additional Premium in respect of the Assured Life with Dates of Payment in each of the 3 (three) consecutive Months preceding the Month in which the Date of Death occurred; and 2.6.1.2 the Date of the Death is 91 (ninety-one) days after the Inception Date, being the Waiting Period, as provided for in clause 3 of this Part II. 2.6.2 All Premiums and Additional Premiums recorded by the Insurer (or its duly appointed administrator, Kganya Insurance Administrators) shall be paid to the Insurer in accordance with the terms of the Premium Payment Agreement. 3. Waiting Periods 3.1 A Waiting Period of 91 (ninety-one) days will apply to the Policyholder in terms of this Thari ya Baruti Funeral Policy, calculated with effect from the Inception Date. 3.2 In terms of clause 11 of Part I, no Thari ya Baruti Funeral Benefit will be paid in the event that the Insured Event occurs within the Waiting Period. 3.3 No Waiting Period will be applied in the following circumstances - 3.3.1 where an Insured Event is caused as a result of an Accident; 3.3.2 where the Policyholder confirms that - 3.3.2.1 the Policyholder was covered in terms of another funeral policy that had lapsed or had been terminated or cancelled (" the previous