Thari ya Baruti Pukwana ya Kganya Contract

1 PART I: GENERAL TERMS AND CONDITIONS 1 1. Parties 1.1 The Parties to this Thari ya Baruti Pukwana ya Kganya Contract are – 1.1.1 Sanlam Developing Markets Limited as the Insurer; and 1.1.2 a Church Official who is a Member of the Kganya Benefits Fund Trust as Policyholder entitled to the Benefits. 2. Background to this Thari ya Baruti Pukwana ya Kganya Contract 2 2.1 This Thari ya Baruti Pukwana ya Kganya Contract comprises (i) the Thari ya Baruti Funeral Policy; and(ii) the Thari ya Baruti Dread Disease and Personal Accident Policy; and a Thari ya Baruti Basic Needs Benefit Policy. 2.2 The terms and conditions set out in this Part I and Part IV, apply to the Thari ya Baruti Funeral Policy, and the Thari ya Baruti Dread Disease and Personal Accident Policy and the Thari ya Baruti Basic Needs Benefit Policy in respect of all Members who acquired Membership to the Kganya Benefits Fund Trust before the Effective Date (" Existing Member "). In respect of such Existing Members, the terms and conditions as set out in this Part I and Part IV must be read with – 2.2.1 the Thari ya Baruti Funeral Policy contained in Part II; and 2.2.2 the Thari ya Baruti Dread Disease and Personal Accident Policy contained in Part III; and 2.2.3 the Thari ya Baruti Basic Needs Benefit Policy contained in Part V, which collectively constitute the Thari ya Baruti Pukwana ya Kganya Contract, being an insurance contract between the Insurer and an Existing Member as Policyholder. 1 Underlined and strikethrough reflects amendments. 2 Underlined and strikethrough reflects amendments with effect from 1 April 2023.