Thari ya Baruti Pukwana ya Kganya Contract

Table of Contents Page No PART I: GENERAL TERMS AND CONDITIONS ....................................................................1 1. Parties.............................................................................................................................1 2. Background to this Thari ya Baruti Pukwana ya Kganya Contract .................................1 3. Introduction .....................................................................................................................2 4. Use of information...........................................................................................................3 5. Policy documents............................................................................................................4 6. Definitions and interpretation ..........................................................................................5 7. Insurance cover ............................................................................................................30 8. Benefits.........................................................................................................................31 9. Payment of Premiums and Additional Premiums .........................................................32 10. Exclusions and limitations.............................................................................................34 11. Waiting Periods.............................................................................................................34 12. Dependent Children......................................................................................................35 13. Claims...........................................................................................................................36 14. Amendments.................................................................................................................39 15. Consent to disclosure of personal information..............................................................40 16. Cancellation ..................................................................................................................42 17. Effect of cancellation.....................................................................................................43 18. Cooling-off rights...........................................................................................................44 19. Complaints procedure...................................................................................................45 20. Unclaimed Benefits.......................................................................................................45 21. General .........................................................................................................................46 PART II: THARI YA BARUTI FUNERAL POLICY..................................................................47 1. Introduction ...................................................................................................................47 2. Thari ya Baruti Funeral Benefit .....................................................................................47 3. Waiting Periods.............................................................................................................49 4. Exclusions and Limitations ...........................................................................................50 5. Nomination of Beneficiary.............................................................................................52 6. Cover and Benefits in respect of Paid-up Dependants.................................................53 7. Claim Documents for Thari ya Baruti Funeral Benefit ..................................................54 8. Cessation of cover in respect of Thari ya Baruti Funeral Benefit..................................56 PART III: THARI YA BARUTI DREAD DISEASE AND PERSONAL ACCIDENT POLICY....57 1. Introduction ...................................................................................................................57 2. Thari ya Baruti Dread Disease and Personal Accident Benefits...................................57