Summary of Amendments Pukwana ya Kganya April 2024

2 • It must be noted that this notification is only a summary of the amendments made to the following documents: - Your Membership Terms and Conditions Booklet. - the terms of the Pukwana ya Kganya insurance contract (“ the Pukwana ya Kganya Contract ”) offered as part of your Membership. - The Master Regulations. • For a complete record of all the amendments, please review all the amendments in the manner as described in paragraph 7 below. • In the event of a conflict between the amendments described in this summary of amendments notification, and the amendments as set out in the various addendums, the latter will prevail to the extent of the conflict. 3. AMENDMENTS TO MASTER REGULATIONS 3.1 CHANGES TO MEMBERSHIP CONTRIBUTIONS AND METHOD OF COMMUNICATION A. Introduction • As you are aware, the Trust procures and/or provides the following Basic Benefits to Members, subject to the membership terms and conditions as described in your Membership Terms and Conditions Booklet: - Access to the Pukwana ya Kganya Contract for the provision of - o insurance cover and funeral (burial) benefits in terms of a funeral policy (“ Funeral Policy ”); o insurance cover and i) dread disease benefits; and ii) personal accident benefits in terms of a dread disease and personal accident policy (“ Dread Disease and Personal Accident Policy ”); and o with effect from 1 April 2023, insurance cover and basic needs benefits in terms of a basic needs benefit policy (“Basic Needs Benefit Policy”). Your Membership Contribution was not increased in 2023 when the Basic Needs Benefit Policy was introduced as part of your Membership.