Summary of Amendments Pukwana ya Kganya April 2023

8 3.1.2.4 all MPP Forms and AMPP Forms completed before the Basic Needs Benefit Policy Effective Date shall be accepted by the Insurer for purposes of the cover in terms of the Basic Needs Benefit Policy. 3.2 New Members For all Members who become Policyholders in terms of the Basic Needs Benefit Policy after the Basic Needs Benefit Policy Effective Date, the Inception Date will be determined as set out in clause 7.2 of Part I. 4. Waiting Periods 4.1 No Waiting Period is applied by the Insurer in respect of the Basic Needs Benefit in terms of this Basic Needs Benefit Policy. 4.2 However, for the avoidance of doubt it is recorded that a claim for Basic Needs Benefit will only be approved in the event that i) a claim for a Funeral Benefit is approved in terms of the Funeral Policy; and/or ii) a claim for a Personal Accident Benefit to the value of R27 000 (or such higher value if amended from time to time), being the highest Claim value under the Dread Disease and Personal Accident Policy, is approved in terms of the Dread Disease and Personal Accident Policy; and/or iii) a claim for a Dread Disease Benefit is approved in terms of the Dread Disease and Personal Accident Policy. 4.3 The Waiting Periods as set out in the Funeral Policy and the Dread Disease and Personal Accident Policy may therefore impact the payment of a Basic Needs Benefit in terms of this Basic Needs Benefit Policy and/or whether a Claim is approved in terms of this Basic Needs Benefit Policy. 5. Exclusions and Limitations 5.1 No exclusions are applied by the Insurer in respect of the Basic Needs Benefit in terms of this Basic Needs Benefit Policy.