Summary of Amendments Pukwana ya Kganya April 2023

4 B. Basic Needs Benefit Policy 1 A copy of the Basic Needs Benefit Policy is copied below. 1. Introduction 1.1 This Pukwana ya Kganya Contract comprises Part I, Part II, Part III, Part IV (in respect of Existing Members), and this Part V. 1.2 Part V constitutes a several and distinct Basic Needs Benefit Policy which is offered to all Members of the Kganya Benefits Fund Trust who are Policyholders in terms of this Pukwana ya Kganya Contract. 1.3 All capitalised terms defined in Part I, bear the same meaning in this Part V. 1.4 All terms and conditions contained in Part I are incorporated in this Part V, which collectively constitute the Basic Needs Benefit Policy between the Policyholder and the Insurer. 2. Basic Needs Benefits 2.1 The Basic Needs Benefit payable in terms of this Basic Needs Benefit Policy is set out in Annexe E.6 , as amended from time to time as provided for in Part I of this Pukwana ya Kganya Contract, and comprises – 2.1.1 a core Basic Needs Benefit as set out in Table 1 of Annexe E.6 ; and 2.1.2 a loyalty Basic Needs Benefit as set out in Table 2 of Annexe E.6, which may become payable in addition to the core Basic Needs Benefit as provided for in clause 2.6 of this Part V. 2.2 The Basic Needs Benefit is payable in the form of monthly Vouchers payable for a period of 6 (six) consecutive months, which can be used at selected retailers as set out in the Annexe E.6 , as amended from time to time, to care for the basic needs of the Beneficiary upon the happening of an Insured Event in respect of the Policyholder. 2.3 The monthly Vouchers may not be redeemed for cash and may only be used as payment for goods purchased at the retailers listed in Annexe E.6 . 2.4 Upon the happening of an Insured Event, the Basic Needs Benefit payable in terms of this Basic Needs Benefit Policy in the form of monthly Vouchers will be paid by the Insurer to - 1All capitalised terms bear the same meaning as set out in the Pukwana ya Kganya Contract (as amended).