Summary of Amendments Pukwana ya Kganya April 2023

23 Basic Needs Ben- efit in terms of the Basic Needs Benefit Policy The Basic Needs Benefit (being both the core and the loyalty bene- fit) will be paid in the form of monthly Vouchers payable for a period of 6 (six) consecutive Months, which can be used at selected retail- ers as set out in the Basic Needs Benefit Policy. The Monthly Vouchers may not be redeemed for cash and may only be used for the payment of goods at the retailers. When will We pay: Core Basic Needs Benefit The Insured Events for purposes of the Basic Needs Benefit Policy is Your death, Permanent Disablement or when You suffer a Dread Disease. A Claim for the core Basic Needs Benefit will be paid when any of these Insured Events occur and in the event that – i) a Claim for a Funeral Benefit is approved in terms of the Funeral Policy (subject to all terms and conditions and limitations as set out in the Funeral Policy); ii) a Claim for a Personal Accident Benefit to the value of R27 000 (being the highest pay-out value, as may be amended) is approved in terms of the Dread Disease and Personal Accident Policy (subject to all terms and conditions and limitations as set out in the Dread Dis- ease and Personal Accident Policy); and iii) a Claim for a Dread Disease Benefit is approved in terms of the Dread Disease and Personal Accident Policy (subject to all terms and conditions and limita- tions as set out in the Dread Disease and Personal Accident Policy). When will We pay: Loyalty Basic Needs Benefit Policy If a Claim for a core Basic Needs Benefit becomes payable, an additional loyalty Basic Needs Benefit may become payable by considering the consistency of the Premium payment history in terms of the Funeral Policy and Dread Disease and Personal Accident Policy. What is the Waiting Period No Waiting Period is applied. However note that a Claim for a Basic Needs Benefit will only be approved if a Claim for Funeral Benefits, PersonalAccident Benefits or Dread Disease Benefits has been approved. Therefore, the Waiting Periods in terms of the Funeral Policy and Dread Disease and PersonalAccident Policy will indirectly affect the payment of the Basic Needs Benefit. Please refer to the Waiting Periods under the Funeral Policy and the Dread Disease and PersonalAccident Policy.