Summary of Amendments Pukwana ya Kganya April 2023

16 “Basic Needs Benefit Policy” means the insurance policy concluded between a Member as Policyholder, and the Insurer, in respect of the Basic Needs Benefit as set out in the Basic Needs Benefit Policy. The Basic Needs Benefit Policy forms part of this Pukwana ya Kganya Contract, and is concluded pursuant to a Member’s Membership to the Trust, as provided for in the Master Regulations and the Basic Benefits Regulations; “Basic Needs Benefit Policy Effective Date” means 1 April 2023; “BNBCN Form” means the claim form to be completed in the event of a Claim for Basic Needs Benefit, supported by the Claim Documents as specified in the Basic Needs Benefit Policy, in the form and manner as prescribed by the Insurer; “Basic Needs Existing Member” means a Member who acquired Membership to the Kganya Benefits Fund Trust on or before the Basic Needs Benefit Policy Effective Date; “Part V” means Part V to this Pukwana ya Kganya Contract, being the Basic Needs Benefit Policy which Basic Needs Benefit Policy incorporates the terms and conditions as contained in Part I and Part IV (to the extent applicable), and is severable from the Funeral Policy contained in Part II and the Dread Disease and Personal Accident Policy contained in Part III, although contained in the same Pukwana ya Kganya Contract; “Voucher” means an electronic grocery coupon issued in the event that a Claim for a Basic Needs Benefit is approved;

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