Summary of Amendments Pukwana ya Kganya April 2023

9 5.2 However, for the avoidance of doubt it is recorded that a claim for Basic Needs Benefit will only be approved in the event that i) a claim for Funeral Benefits is approved in terms of the Funeral Policy; and/ or ii) a claim for a Personal Accident Benefit to the value of R27 000 (or such higher value if amended from time to time), being the highest Claim value under the Dread Disease and Personal Accident Policy, is approved in terms of the Dread Disease and Personal Accident Policy; and/or iii) a claim for a Dread Disease Benefit is approved in terms of the Dread Disease and Personal Accident Policy. 5.3 The exclusions as set out in the Funeral Policy and the Dread Disease and Personal Accident Policy may therefore impact the payment of a Basic Needs Benefit in terms of this Basic Needs Benefit Policy and/or whether a Claim is approved in terms of this Basic Needs Benefit Policy. 5.4 Furthermore, the following conditions are applicable in respect of the Vouchers: 5.4.1 Shoprite Checkers Voucher terms and conditions 5.4.1.1 Vouchers may be redeemed at any Shoprite, Checkers, Checkers Hyper or Usave store located nationwide. 5.4.1.2 Vouchers are not redeemable for cash but may be transferred to another person if so elected by the Policyholder. 5.4.1.3 Vouchers can only be redeemed in one transaction and the transaction total must be equal to or greater than the value of the Voucher.Any remaining balance on a Voucher following use will be forfeited, provided that if only a portion of the value of the Voucher is used, the full value of the Voucher may be loaded to a gift card, which allows for unused balances to be carried over. 5.4.1.4 Lost or stolen Vouchers will not be replaced or refunded. 5.4.1.5 Vouchers are valid for a period of 3 (three) years from date of issue, unless otherwise specified.