Pukwana ya Kganya Terms & Conditions

50 6.1.50 “Month” means a calendar month; 6.1.51 “MPP Form” means the Member’s Personal Particulars Form, to be completed by a Member for Membership to the Kganya Benefits Fund Trust. When completing an MPP Form - 6.1.51.1 the MPP Form shall be contained and completed in the Payment Receipt Booklet (in duplicate); and 6.1.51.2 the MPP Form shall simultaneously, in accordance with the consent granted in terms of clause 4 of this Part I, be used for purposes of this Pukwana ya Kganya Contract; 6.1.52 “PACN Form” means the claim form to be completed in the event of a Claim for Personal Accident Benefits, supported by the Claim Documents as specified in the Dread Disease and Personal Accident Policy, in the form and manner as prescribed by the Insurer; 6.1.53 “Paid-up Dependant” means, for purposes of the Funeral Policy only, a Dependent Child of the Policyholder who meets the requirements set out in clause 6.1 of Part II; 6.1.54 “Parties” means the Insurer and the Policyholder and “ Party ” means any one of them; 6.1.55 “Part I” means Part I to this Pukwana ya Kganya Contract, which sets out the general terms and conditions applicable to this insurance contract. The general terms and conditions set out in Part I will apply to Part II (the Funeral Policy) Part III (the Dread Disease and Personal Accident Policy) and Part IV (to the extent applicable); 6.1.56 “Part II” means Part II to this Pukwana ya Kganya Contract, being the Funeral Policy between the Policyholder and the Insurer, which Funeral Policy incorporates the terms and conditions as contained in Part I and Part IV (to the extent applicable), and is severable from the Dread Disease and Personal Accident Policy contained in Part III, although contained in the same Pukwana ya Kganya Contract; 6.1.57 “Part III” means Part III to this Pukwana ya Kganya Contract, being the Dread Disease and Personal Accident Policy between the Policyholder and the Insurer, which Dread Disease and Personal Accident Policy incorporates the terms and conditions as contained in Part I and Part IV (to the extent applicable), and is severable from the Funeral Policy contained in Part II, although contained in the same Pukwana ya Kganya Contract; 6.1.58 “Part IV” means Part IV to this Pukwana ya Kganya Contract, being the additional terms and conditions applicable only to Existing Members as Policyholders; 6.1.59 “Payment Receipt Booklet” means the numbered and bar-coded booklet of the Kganya Benefits Fund Trust issued to a Member, including all Existing Membership Books in issue as at the Effective Date, wherein payment of Membership Contributions is recorded, and includes continuation payment receipt booklets and replacement payment receipt booklets, as contemplated in the Master Regulations, and includes all amendments and/or endorsements thereto; 6.1.60 “Percentage of Base Amount” means the percentage of Base Amount set out in Table B of Annexe E.4 ; 6.1.61 “Permanent Disability” means a permanent disability as specified in Annexe E.4 incurred at the time of, and as a direct result of an Accident, which will in all probability continue for the remainder of the life of an Assured Life, and “Permanently Disabled” will have a corresponding meaning; 6.1.62 “Permanent Disability Category” means the Permanent Disability categories as specified in Annexe E.4 ; 6.1.63 “Personal Accident Benefits” means the personal accident benefits payable in terms of the Dread Disease and Personal Accident Policy upon the Assured Life becoming Permanently Disabled, as set out in Annexe E.4 ; 6.1.64 “Policyholder” means the Member who enters into this Pukwana ya Kganya Contract, including his/her successor in title as contemplated in clause 6.5 of Part II in respect of the Funeral Policy; 6.1.65 “Policy Schedule” means the document(s) provided by the Insurer to the Policyholder containing all disclosures to be made by the Insurer as required in terms of the Applicable Laws; 6.1.66 “Policies” means, collectively, the Funeral Policy and the Dread Disease and Personal Accident Policy forming part of this Pukwana ya Kganya Contract, and where required, a “Policy” shall mean either the Funeral Policy or the Dread Disease and Personal Accident Policy as indicated by the context; 6.1.67 “Premiums” means the Monthly premiums payable by the Kganya Benefits Fund Trust to the Insurer in respect of Reconciled Receipts; 6.1.68 “Premium Payment Agreement” means the agreement concluded between the Insurer and the Kganya Benefits Fund Trust, which regulates the manner in which the Kganya Benefits Fund Trust will pay the Premiums due in terms of the Policies for as long as the Policyholder is (i) a Member of the Kganya Benefits Fund Trust; and (ii) has paid his/her Membership Contribution to the Kganya Benefits Fund Trust; 6.1.69 “Pukwana ya Kganya Contract” means this insurance contract, comprising Part I, Part II, Part III and Part IV, together with all annexures, concluded between the Insurer and the Policyholder, as amended from time to time; 6.1.70 “Receipt” means a receipt as defined in the Master Regulations, issued to a Member upon payment of his/her Membership Contribution;