Pukwana ya Kganya Terms & Conditions

48 6.1.8.2 in respect of the Personal Accident Benefits, the Policyholder upon the happening of an Insured Event in respect of the Assured Lives; and 6.1.8.3 in respect of the Dread Disease Benefits, the Policyholder upon the happening of an Insured Event in respect of the Policyholder as an Assured Life; 6.1.9 “Benefits” means for purposes of this Pukwana ya Kganya Contract, collectively the Funeral Benefit, the Dread Disease Benefits and the Personal Accident Benefits as provided for in the Policies; 6.1.10 “Business Day” means any day other than a Saturday, Sunday or gazetted national public holiday in the Republic of South Africa; 6.1.11 “Church Branch” means a South African church registered as such with ZCC; 6.1.12 “Church Official” means ZCC committee members, the ZCC youth committee members, Moria staff members, and any other official(s) designated by the ZCC, in consultation with the Trust, as Church Officials in accordance with the Master Regulations; 6.1.13 “Claim” means a claim for Benefits in terms of the Policies; 6.1.14 “Claim Documents” means the claim documentation to be submitted to the Insurer in respect of a Claim; 6.1.15 “Committee Member” means a Member who has officially been appointed by the ZCC head office at Moria as a committee member or shadow member of a committee delegated by the ZCC to perform agreed functions in respect of a Church Branch; 6.1.16 “Date of Death” means, for purposes of the Funeral Policy, the date of death of an Assured Life; 6.1.17 “Date of Dread Disease” means, in respect of the Dread Disease Benefits in terms of the Dread Disease and Personal Accident Policy, the date upon which the Policyholder as Assured Life is first diagnosed by a Medical Practitioner as having contracted, experienced or suffered a Dread Disease; 6.1.18 “Date of Payment” means the date of payment of a Membership Contribution by a Member, as determined in accordance with the Master Regulations; 6.1.19 “Date of Permanent Disability” means, in respect of the Personal Accident Benefits in terms of the Dread Disease and Personal Accident Policy, the date of an Accident in which the Assured Life becomes Permanently Disabled; 6.1.20 “DDCN Form” means the claim form to be completed in the event of a Claim for Dread Disease Benefits, supported by the Claim Documents as specified in the Dread Disease and Personal Accident Policy, in the form and manner as prescribed by the Insurer; 6.1.21 “Dependent Children” means, in relation to the Policyholder, the dependent children of the Policyholder who satisfy the requirements of clause 12 of this Part I; 6.1.22 “Dread Disease” means in respect of the Dread Disease Benefits in terms of the Dread Disease and Personal Accident Policy, the medical occurrence(s) and/or condition(s) contracted, experienced or suffered by the Policyholder as described in Annexe E.3 in terms of the Dread Disease Categories, diagnosed by a Medical Practitioner, as set out in a Medical Report; 6.1.23 “Dread Disease and Personal Accident Policy” means the insurance policy concluded between a Member as Policyholder, and the Insurer, in respect of the Dread Disease Benefits and Personal Accident Benefits as set out in the Dread Disease and Personal Accident Policy. The Dread Disease and Personal Accident Policy forms part of this Pukwana ya Kganya Contract, and is concluded pursuant to a Member’s Membership to the Trust, as provided for in the Master Regulations and the Basic Benefits Regulations; 6.1.24 “Dread Disease Benefits” means the dread disease benefits payable in terms of the Dread Disease and Personal Accident Policy upon the Policyholder contracting, experiencing or suffering a Dread Disease, as set out in Annexe E.3 ; 6.1.25 “Dread Disease Categories” means the Dread Disease categories as specified in Annexe E.3 ; 6.1.26 “Due Date” means the date on which the Premiums payable in terms of the Policies are due, in full, to the Insurer, being the first day of each Month; 6.1.27 “Effective Date” means 1 January 2023, being 4 (four) Months from the first day of the Month following the Month in which court approval was granted for the amendment of the trust deed of the Kganya Benefits Fund Trust; 6.1.28 “Existing Member” means a Member who acquired Membership to the Kganya Benefits Fund Trust on or before the Effective Date; 6.1.29 “Existing Membership Book” means any existing membership book of the Kganya Benefits Fund Trust, issued to an Existing Member, in issue as at the Effective Date; 6.1.30 “FAIS Act” means the Financial Advisory and Intermediary Services Act, 37 of 2002; 6.1.31 “FBCN Form” means the claim form to be completed in the event of a Claim for a Funeral Benefit, supported by the Claim Documents as specified in the Funeral Policy, in the form and manner as prescribed by the Insurer;