Pukwana ya Kganya Terms & Conditions

45 Annexe E PUKWANA YA KGANYA CONTRACT Comprising a Funeral Policy and a Dread Disease and Personal Accident Policy Table of Contents Page No PART I: GENERAL TERMS AND CONDITIONS 46 1. Parties 46 2. Background to this Pukwana ya Kganya Contract 46 3. Introduction 46 4. Use of information 47 5. Policy documents 47 6. Definitions and interpretation 47 7. Insurance cover 51 8. Benefits 51 9. Payment of Premiums 51 10. Exclusions and limitations 52 11. Waiting Periods 52 12. Dependent Children 52 13. Claims 53 14. Amendments 53 15. Consent to disclosure of personal information 54 16. Cancellation 54 17. Effect of cancellation 54 18. Cooling-off rights 54 19. Complaints procedure 55 20. Unclaimed Benefits 55 21. General 55 PART II: FUNERAL POLICY 55 1. Introduction 55 2. Funeral Benefit 55 3. Waiting Periods 56 4. Exclusions and Limitations 56 5. Nomination of Beneficiary 56 6. Cover and Benefits in respect of Paid-up Dependants 56 7. Claim Documents for Funeral Benefit 57 8. Cessation of cover in respect of Funeral Benefit 57 PART III: DREAD DISEASE AND PERSONAL ACCIDENT POLICY 57 1. Introduction 57 2. Dread Disease and Personal Accident Benefits 57 3. Dread Disease Benefits 57 4. Waiting Period 58 5. Exclusions and limitations 58 6. Claim Documents for Dread Disease Benefits 58 7. Cessation of cover for Dread Disease Benefits in terms of the Dread Disease and Personal Accident Policy 58 8. Personal Accident Benefits 59 9. Death of a Assured Life 59