Pukwana ya Kganya Terms & Conditions

16 7.4.7. In the event that a Member dies, the Trust shall refund any Membership Contributions paid in advance to the Beneficiary, into the bank account nominated by the Beneficiary. 7.4.8. Where a Member pays the Membership Contributions in cash at a Pay Point, a Member shall never be required to, and must never pay, more than the amount specified on the Receipt. The Member must at all times ensure that the correct amount as specified on the Receipt is paid for that Receipt. 7.4.9. Subject to regulation 7.4.7 above and regulation 17 below, once a Membership Contribution has been paid by a Member (or a third party on behalf of a Member), such Membership Contribution shall not be refundable for any reason whatsoever including but not limited to - 7.4.9.1. the death of the Member; 7.4.9.2. the person not qualifying as a Member; 7.4.9.3. the Membership Contribution being paid after the date of death of a Member; 7.4.9.4. the Member not being eligible or qualifying for the Benefits; and 7.4.9.5. termination or amendment of the Master Regulations, the Regulations or any part thereof. 7.5. Date of payment of a Membership Contribution 7.5.1. Where a Membership Contribution is paid in cash at a Pay Point as the Payment Method, the Date of Payment of a Membership Contribution shall be the date it was paid to a Pay Point. Where such Date of Payment cannot be accurately ascertained for whatsoever reason, the Date of Payment of a Membership Contribution shall be deemed to be the Sunday preceding the date on which the Membership Contribution paid by the Member was deposited into the bank account of the Trust by the Pay Point. 7.5.2. Where a Membership Contribution is paid other than in cash at a Pay Point as the Payment Method prescribed and permitted by the Trust, the Date of Payment of a Membership Contribution shall be the date as specified on the Receipt. 7.5.3. For purposes of determining a Member’s entitlement to Benefits - 7.5.3.1. a Membership Contribution shall only have a Date of Payment in a particular Month if the Date of Payment is on or before the last day of such Month; 7.5.3.2. Membership Contributions paid on or after the happening of the insured event as provided for in the Insurance Contracts shall be excluded. 7.5.4. The Receipt Counterfoils and the copy of the bank deposit slip shall serve as prima facie evidence to be used by the Trust to determine the Date of Payment. 7.5.5. Any detection of misrepresentation of Receipts may influence a Member’s entitlement to the Benefits. 8. The Benefits 8.1. Members who – 8.1.1. satisfy the requirements for Membership as set out in these Master Regulations; 8.1.2. have paid their Membership Contributions, subject at all times to the provisions of regulation 7.4.4 above; and 8.1.3. satisfy the requirements of the Regulations, are entitled to the Benefits as vested beneficiaries of the Trust. 8.2. All Members who meet the above requirements shall qualify for the Basic Benefits as set out in the Basic Benefits Regulations. 8.3. Only Church Officials as Members shall qualify for the Enhanced Benefits as set out in the Enhanced Benefits Regulations. 9. Donations to the ZCC 9.1. It is recorded that the Trust shall, from the Membership Contribution received, donate an amount to the ZCC for each Member who has paid a Membership Contribution, subject to the provisions of the Trust Deed. 9.2. The Trust shall determine the amount to be donated to the ZCC from time to time in accordance with the provisions of the Trust Deed. 10. Designation of Church Officials 10.1. Church Officials who are Members, shall qualify for the Enhanced Benefits, as set out in regulation 8.3. 10.2. The ZCC shall, from time to time in consultation with the Trust, designate other persons who may also qualify as Church Officials, as provided for in the Trust Deed. 11. Membership Books 11.1. The Trust shall, in its sole discretion, determine the Membership Book Purchase Price, and the commencement date of the Membership Book Purchase Price. 11.2. The Membership Book Purchase Price determined in accordance with regulation 11.1 shall be appended as Annexe A.3 and such amended annexure shall, on signature by the Trust, form part of these Master Regulations in substitution of any previous annexures or schedules dealing with the Membership Book Purchase Price. 11.3. On personal application by a Member on such dates and times as may be determined by the Trust at - 11.3.1. the Kganya Business Centre at Moria; or 11.3.2. such other place as the Trust may determine from time to time; the Trust shall at its own cost photograph the Member and insert such photograph in the Membership Book. 12. Existing Membership Books to remain in circulation 12.1. In respect of Existing Members, it is recorded that: 12.1.1. All terms and conditions in any Existing Membership Book are repealed and replaced with the terms and conditions contained in the Membership Terms and Conditions Booklet with effect from the Effective Date. 12.1.2. An Existing Membership Book of an Existing Member will: 12.1.2.1. continue to remain in force in respect of - 12.1.2.1.1. the details contained in the MPP Form and/or the AMPP Form, completed before or after the Effective Date; 12.1.2.1.2. the details of any Leeto la Moria Receipts procured prior to, or after, the Effective Date; and 12.1.2.1.3. the details of any dependent children as recorded in the Existing Membership Book, either before or after the Effective Date. 12.1.2.2. continue to be used for purposes of Receipts issued prior to, and after, the Effective Date pursuant to payment of Membership Contributions, and will therefore become and be treated as the Payment Receipt Booklet of a Member.

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