PYK Contract including Continuous Amendments

72 4.3 The Waiting Periods as set out in the Funeral Policy and the Dread Disease and Personal Accident Policy may therefore impact the payment of a Basic Needs Benefit in terms of this Basic Needs Benefit Policy and/or whether a claim is approved in terms of this Basic Needs Benefit Policy. 5. Exclusions and Limitations 5.1 No exclusions are applied by the Insurer in respect of the Basic Needs Benefit in terms of this Basic Needs Benefit Policy. 5.2 However, for the avoidance of doubt it is recorded that a claim for Basic Needs Benefit will only be approved in the event that i) a claim for Funeral Benefits is approved in terms of the Funeral Policy; and/or ii) a claim for a Personal Accident Benefit to the value of 85 t he highest Claim value under the Dread Disease and Personal Accident Policy, is approved in terms of the Dread Disease and Personal Accident Policy; and/or iii) a claim for a Dread Disease Benefit is approved in terms of the Dread Disease and Personal Accident Policy. 5.3 The exclusions as set out in the Funeral Policy and the Dread Disease and Personal Accident Policy may therefore impact the payment of a Basic Needs Benefit in terms of this Basic Needs Benefit Policy and/or whether a claim is approved in terms of this Basic Needs Benefit Policy. 5.4 Furthermore, the following conditions are applicable in respect of the Vouchers: 5.4.1 Shoprite Checkers Voucher terms and conditions 5.4.1.1 Vouchers may be redeemed at any Shoprite, Checkers, Checkers Hyper or Usave stores located nationwide. 5.4.1.2 Vouchers are not redeemable for cash but may be transferred to another person if so elected by the Policyholder or Beneficiary in instances as contemplated in clause 6.1 and clause 6.2 of this Part V 86 . 85 Amended with effect from 1 April 2024. 86 Amended with effect from 1 April 2024.