PYK Contract including Continuous Amendments

69 2.5.1.2 a claim for a Personal Accident Benef it 78 being the highest Claim value under the Dread Disease and Personal Accident Policy, is approved in terms of the Dread Disease and Personal Accident Policy in the event of the Permanent Disability of the Policyholder or a Dependent Child , 79 subject to all the terms and conditions of the Dread Disease and Personal Accident Policy as it applies to the Policyholder or a Dependent Chil d 80 a s Assured Live s 81 (including without limitation, the Waiting Periods, exclusions and limitations as set out in the Dread Disease and Personal Accident Policy); and/or 2.5.1.3 a claim for a Dread Disease Benefit is approved in terms of the Dread Disease and Personal Accident Policy in the event of the Policyholder contracting, suffering or experiencing a Dread Disease, subject to all the terms and conditions of the Dread Disease and Personal Accident Policy as it applies to the Policyholder as Assured Life (including without limitation, the Waiting Periods, exclusions and limitations as set out in the Dread Disease and Personal Accident Policy). 2.6 Loyalty Basic Needs Benefits 2.6.1 In the event that a claim for the core Basic Needs Benefit becomes payable, an additional loyalty Basic Needs Benefit may also become payable as set out in Table 2 of Annexe E.6 , by considering the consistency of the Premium payment history of the Policyholder under the Funeral Policy and Dread Disease and Personal Accident Policy (with reference to his/her payment of Membership Contributions as contained in the Payment Receipt Booklet). 2.6.2 Upon submission of a Claim, the number of consecutive Premium payments of the Policyholder under the Funeral Policy and Dread Disease and Personal Accident Policy (with reference to his/her payment of Membership Contributions as contained in the Payment Receipt Booklet) is calculated backwards from and including the Month prior to the Month in which the 78 Amended with effect from 1 April 2024. 79 Amended with effect from 1 April 2024. 80 Amended with effect from 1 April 2024. 81 Amended with effect from 1 April 2024.

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