PYK Contract including Continuous Amendments

37 13.4.1.1 Claims in terms of the Funeral Policy and Dread Disease and Personal Accident Policy shall be settled by the Insurer by electronic funds transfer (" EFT ") into the bank account nominated by the Beneficiary upon submission of the Claim. 13.4.1.2 The nominated bank account must be a bank account held with a South African bank, and payment will be made in South African Rands into such bank account. 13.4.2 Basic Needs Benefit Policy 13.4.2.1 Claims in terms of the Basic Needs Benefit Policy will be settled by the Insurer by way of Vouchers. 13.4.2.2 The Vouchers can be redeemed by the Beneficiary at various retailers as set out in the Basic Needs Benefit Policy. 14. Amendments 14.1 Amendments to this Pukwana ya Kganya Contract 14.1.1 The Insurer shall at all times be entitled to amend any provision of this Pukwana ya Kganya Contract (and, for the avoidance of doubt, the Policies forming part thereof) by 31 (thirty-one) days prior written notice to the Policyholder. 14.1.2 Unless specifically provided otherwise in this Pukwana ya Kganya Contract or indicated by the Insurer to the contrary, any amendments to the terms and conditions of this Pukwana ya Kganya Contract which result in changes to the Benefits payable, will not affect a Claim in respect of an Insured Event occurring prior to such changes coming into effect. The Insurer will at all times consider a Claim based on the policy wording and Benefits applicable at the date of the occurrence of the Insured Event. 14.1.3 Subject to and without limitation of the Insurer's right to cancel this Pukwana ya Kganya Contract as set out in clause 16 of this Part I, upon the occurrence of a change in the Applicable Laws which impacts this Pukwana ya Kganya Contract, the Insurer shall be entitled to make such amendments