PYK Contract including Continuous Amendments

30 8.2.1 clause 2.3 and claus e 2.4 of Part II as it applies to the Funeral Benefit in terms of the Funeral Policy; 8.2.2 clause 3.4.1 of Part III as it applies to the Dread Disease Benefits in terms of the Dread Disease and Personal Accident Policy; 8.2.3 clause 8.5.1 o f Part III as it applies to the Personal Accident Benefits in terms of the Dread Disease and Personal Accident Policy; and 8.2.4 clause 2.5 of Part V as it applies to the Basic Needs Benefits in terms of the Basic Needs Benefit Policy , 52 subject at all times to the Waiting Periods as set out in Part II, Part III and Part V , 53 respectively and/or the provisions of clause 3.1.4 of Part IV in respect of Existing Members. 8.3 The Insurer shall not allow any deductions from the Benefits by any party. 8.4 The Insurer shall at all times be entitled to amend the Benefits, by way of 31 (thirty- one) days' written notice to the Policyholder. 9. Payment of Premiums 9.1 General 9.1.1 The premium payer of the Premiums due in terms of the Policies, is the Kganya Benefits Fund Trust. 9.1.2 The Premiums payable in terms of the Policies are specified in Annexe E.1 . 9.1.3 The Premiums must be paid in full and are due Monthly in advance on the Due Date for the cover enjoyed during that Month. 9.1.4 The Kganya Benefits Fund Trust shall only pay the Premiums in respect of the Policyholder in terms of the Policies if - 52 Amended with effect from 1 April 2023. 53 Amended with effect from 1 April 2023.

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