PYK Contract including Continuous Amendments

28 6.4 The clause headings in this Pukwana ya Kganya Contract have been inserted for convenience only and shall not be taken into account in its interpretation. 6.5 If any provision in a definition is a substantive provision conferring rights or imposing obligations on any party, effect shall be given to that provision as if it were a substantive clause in the body of this Pukwana ya Kganya Contract, notwithstanding that it is only contained in the interpretation clause. 6.6 If any period is referred to in this Pukwana ya Kganya Contract by way of a reference to a number of days or weeks or months or other intervals, the period shall be reckoned exclusively of the 1st (first) day and inclusively of the last day of the relevant interval, unless the last day falls on a day which is not a Business Day, in which case the last day shall be the next succeeding Business Day. 6.7 This Pukwana ya Kganya Contract shall be governed, interpreted and enforced in accordance with the laws of the Republic of South Africa from time to time. 6.8 If amounts or figures are specified in numerals and in words and if there is any discrepancy between the numerals and the words, then the words shall apply. 7. Insurance cover 7.1 Insurance cover is available to the Assured Lives as set out in the Funeral Policy, the Dread Disease and Personal Accident Policy and the Basic Needs Benefit Policy . 46 7.2 Subject to the provisions of i) clause 6 o f Part IV insofar as it relates to insurance cover for Existing Members; and ii) clause 3.1 of Part V insofar as it relates to insurance cover for Basic Needs Existing Member s 47 and Dependent Children , 48 insurance cover in respect of the Assured Lives commences on the later of the date on which the Policyholder, acting as a prospective Member - 7.2.1 completed the MPP Form and purchased a Membership Book; or 46 Amended with effect from 1 April 2023. 47 Amended with effect from 1 April 2023. 48 Amended with effect from 1 April 2024.