Pukwana ya Kganya Contract

4 4.3 The Member (as Policyholder) will not be required to complete separate documents for the insurance cover and Benefits in terms of this Pukwana ya Kganya Contract. The Member agrees that the information completed by the Member as part of Membership, may be used by the Insurer in respect of the Member (as Policyholder) for purposes of this Pukwana ya Kganya Contract. 4.4 To the extent that any additional information is required by the Insurer, the Insurer will request such information from the Member in his/her capacity as Policyholder in terms of this Pukwana ya Kganya Contract. 5. Policy documents 5.1 For the sake of convenience, this Pukwana ya Kganya Contract and the Policy Schedule will be contained in the Membership Terms and Conditions Booklet, despite it constituting a separate agreement between the Member in his/her capacity as a Policyholder and the Insurer. 5.2 All notices and disclosures to be distributed by the Insurer in terms of the Applicable Laws shall be supplied by the Insurer or its duly appointed administrator, Kganya Insurance Administrators, to the Policyholder through the Church Branches affiliated with the ZCC, or such other means of communication as may be appropriate in the circumstances. 6. Definitions and interpretation 3 6.1 The following words and expressions used in this Pukwana ya Kganya Contract will have the meaning set out in this clause 6 of Part I: 6.1.1 " Accident " means an unforeseen external, violent and visible event, which occurs independently of other causes, which accident is not reasonably expected, or designed; 3 Underlined amendments, insertions and strike-through amended with effect from 1 April 2023.