Pukwana ya Kganya Contract

70 5.4 Furthermore, the following conditions are applicable in respect of the Vouchers: 5.4.1 Shoprite Checkers Voucher terms and conditions 5.4.1.1 Vouchers may be redeemed at any Shoprite, Checkers, Checkers Hyper or Usave store s located nationwide. 5.4.1.2 Vouchers are not redeemable for cash but may be transferred to another person if so elected by the Policyholder. 5.4.1.3 Vouchers can only be redeemed in one transaction and the transaction total must be equal to or greater than the Value of the voucher. Any remaining balance on a V oucher following use will be forfeited, provided that if only a portion of the value of the Voucher is used, the full value of the Voucher may be loaded to a gift card, which allows for unused balances to be carried over. 5.4.1.4 Lost or stolen Vouchers will not be replaced or refunded. 5.4.1.5 Vouchers are valid for a period of 3 (three) years from date of issue, unless otherwise specified. 5.4.2 Pick n Pay Voucher terms and conditions 5.4.2.1 Vouchers may be redeemed at any Pick n Pay store located nationwide. 5.4.2.2 Vouchers are not redeemable for cash but may be transferred to another person if so elected by the Policyholder. 5.4.2.3 Lost or stolen Vouchers will not be replaced or refunded. 5.4.2.4 Vouchers are valid for a period of 3 (three) years from date of issue, unless otherwise specified. 6. Nomination of Beneficiary 6.1 The Beneficiary nominated by the Policyholder in terms of the MPP Form or the AMPP Form, will receive payment of the Basic Needs Benefit in the event of the death of the Policyholder (" Primary Beneficiary ").