Pukwana ya Kganya Contract

69 4.2 However, for the avoidance of doubt it is recorded that a claim for Basic Needs Benefit will only be approved in the event that i) a claim for a Funeral Benefit is approved in terms of the Funeral Policy; and/or ii) a claim for a Personal Accident Benefit to the value of R27 000 (or such higher value if amended from time to time), being the highest Claim value under the Dread Disease and Personal Accident Policy, is approved in terms of the Dread Disease and Personal Accident Policy; and/or iii) a claim for a Dread Disease Benefit is approved in terms of the Dread Disease and Personal Accident Policy. 4.3 The Waiting Periods as set out in the Funeral Policy and the Dread Disease and Personal Accident Policy may therefore impact the payment of a Basic Needs Benefit in terms of this Basic Needs Benefit Policy and/or whether a claim is approved in terms of this Basic Needs Benefit Policy. 5. Exclusions and Limitations 5.1 No exclusions are applied by the Insurer in respect of the Basic Needs Benefit in terms of this Basic Needs Benefit Policy. 5.2 However, for the avoidance of doubt it is recorded that a claim for Basic Needs Benefit will only be approved in the event that i) a claim for Funeral Benefits is approved in terms of the Funeral Policy; and/or ii) a claim for a Personal Accident Benefit to the value of R27 000 (or such higher value if amended from time to time), being the highest Claim value under the Dread Disease and Personal Accident Policy, is approved in terms of the Dread Disease and Personal Accident Policy; and/or iii) a claim for a Dread Disease Benefit is approved in terms of the Dread Disease and Personal Accident Policy. 5.3 The exclusions as set out in the Funeral Policy and the Dread Disease and Personal Accident Policy may therefore impact the payment of a Basic Needs Benefit in terms of this Basic Needs Benefit Policy and/or whether a claim is approved in terms of this Basic Needs Benefit Policy.