Pukwana ya Kganya Contract

68 Benefit Policy. The Insurer waives the requirement to receive notification of acceptance of the offer. 3.1.2 It is recorded that: 3.1.2.1 all Membership Contributions paid by a Basic Needs Existing Member before the Basic Needs Benefit Policy Effective Date, as recorded in the Existing Membership Book, will be taken into consideration for purposes of this Basic Needs Benefit Policy; 3.1.2.2 all Membership Contributions missed by a Basic Needs Existing Member before the Basic Needs Benefit Policy Effective Date, as recorded in the Existing Membership Book, will be taken into consideration as Missed Premiums under the Funeral Policy and Dread Disease and Personal Accident Policy (with reference to his/her payment of Membership Contributions as contained in the Payment Receipt Booklet) for purposes of this Basic Needs Benefit Policy; 3.1.2.3 any Membership Books (including all records relating to the payment history of Membership Contributions evidenced by Receipts) issued by the Kganya Benefits Fund Trust to a Basic Needs Existing Member before the Basic Needs Benefit Policy Effective Date, shall remain in force, subject to any amended terms and conditions as contained in any endorsements issued by the Kganya Benefits Fund Trust; and 3.1.2.4 all MPP Forms and AMPP Forms completed before the Basic Needs Benefit Policy Effective Date shall be accepted by the Insurer for purposes of the cover in terms of the Basic Needs Benefit Policy. 3.2 New Members For all Members who become Policyholders in terms of the Basic Needs Benefit Policy after the Basic Needs Benefit Policy Effective Date, the Inception Date will be determined as set out in clause 7.2 of Part I. 4. Waiting Periods 4.1 No Waiting Period is applied by the Insurer in respect of the Basic Needs Benefit in terms of this Basic Needs Benefit Policy.

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