Pukwana ya Kganya Contract

57 9.2 In the event that the Insurer accepts a claim for Personal Accident Benefits in respect of a Dependent Child, and the Policyholder dies, the Insurer shall make payment of the Personal Accident Benefits to the Beneficiary (as contemplated in the Funeral Policy), in addition to any claims payable in terms of the Funeral Policy. 9.3 In the event that the Insurer accepts a claim for Personal Accident Benefits in respect of a Policyholder, and the Policyholder dies, the Insurer shall make payment of the Personal Accident Benefits to the Beneficiary (as contemplated in the Funeral Policy), in addition to any claims payable in terms of the Funeral Policy. 9.4 In the event that the Insurer accepts a claim for Personal Accident Benefits in respect of a Dependent Child, and the Dependent Child dies, the Insurer shall make payment of the Personal Accident Benefits to the Beneficiary (as contemplated in the Funeral Policy), in addition to any claims payable in terms of the Funeral Policy. 10. Waiting Period No Waiting Period is applied by the Insurer in respect of the Personal Accident Benefits in terms of this Dread Disease and Personal Accident Policy. 11. Exclusions and Limitations 11.1 The Insurer shall not pay any Personal Accident Benefit if the Permanent Disability was caused by, related to or in consequence of - 11.1.1 wilful exposure to danger; 11.1.2 any attempt to commit suicide; 11.1.3 self-inflicted injury; 11.1.4 war, invasion, act of a foreign enemy, hostilities (whether war be declared or not), civil war, mutiny, insurrection, rebellion, revolution, military or usurped power or participation in a riot or unprotected strike; or

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