Pukwana ya Kganya Contract

2 Trust after the Effective Date . In respect of such Members, the terms and conditions as set out in this Part I must be read with – 2.3.1 the Funeral Policy contained in Part II; 2.3.2 the Dread Disease and Personal Accident Policy contained in Part III, and 2.3.3 the Basic Needs Benefit Policy contained in Part V, which collectively constitute the Pukwana ya Kganya Contract, being an insurance contract between the Insurer and a Member as Policyholder. 2.4 All capitalised words and phrases defined in Part I, shall have the same meaning in Part II, Part III, Part IV and Part V, unless specifically indicated. 3. Introduction 2 3.1 The Kganya Benefits Fund Trust procured access to this Pukwana ya Kganya Contract for all Members (other than Church Officials who are Members) who satisfy the requirements for Membership to the Kganya Benefits Fund Trust. 3.2 As part of such Membership, and upon payment of the Membership Contributions to the Kganya Benefits Fund Trust, the Kganya Benefits Fund Trust is obliged to, and will pay, the Premiums due in terms of the Funeral Policy, the Dread Disease and Personal Accident Policy and Basic Needs Benefit Policy forming part of this Pukwana ya Kganya Contract, to the Insurer. 3.3 If a Member fails to pay his/her Membership Contribution(s) to the Kganya Benefits Fund Trust in accordance with the Master Regulations and Basic Benefits Regulations, the Kganya Benefits Fund Trust will not pay the Premium(s) due in terms of the Funeral Policy, the Dread Disease and Personal Accident Policy and the Basic Needs Benefit Policy forming part of this Pukwana ya Kganya Contract. In such case, the Funeral Benefit, the Dread Disease Benefits, the Personal Accident Benefits and the Basic Needs Benefit may be forfeited, subject to the terms and conditions of this Pukwana ya Kganya Contract. 2 Underlined amendments, insertions and strike-through amended with effect from 1 April 2023.

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