Pukwana ya Kganya Contract

54 4. Waiting Period 4.1 A Waiting Period of 91 (ninety-one) days will apply to the Policyholder in terms of this Dread Disease and Personal Accident Policy in respect of the Dread Disease Benefits, calculated with effect from the Inception Date. 4.2 In terms of clause 11 of Part I, no Dread Disease Benefits will be paid in the event that the Insured Event occurs within the Waiting Period. 5. Exclusions and limitations The exclusions and limitations applied by the Insurer in respect of the Dread Disease Benefits in terms of this Dread Disease and Personal Accident Policy are indicated in Annexe E.3 . 6. Claim Documents for Dread Disease Benefits 6.1 Without limitation to the provisions of clause 13 of Part I, the following Claim Documents must be submitted to the Insurer in respect of a claim for Dread Disease Benefits: 6.1.1 DDCN Form signed by 3 (three) Committee Members and all such documents as set out in the DDCN Form. In the event that the Committee Members are unable or unwilling for whatsoever reason to sign the DDCN Form, the Beneficiary can approach the Insurer directly with such claim, or lodge a complaint as contemplated in clause 19 of Part I; 6.1.2 original or certified copy of the Medical Report; 6.1.3 original or certified copy of the identity document or identity card (copied both sides) of the Policyholder; 6.1.4 confirmation of Membership to the Kganya Benefits Fund Trust; 6.1.5 original and/or certified copy of the Payment Receipt Booklet to verify the Receipts; 6.1.6 confirmation of bank account into which the Dread Disease Benefits must be paid; and