Pukwana ya Kganya Contract

48 5.5.2 is under the age of 18 (eighteen) years at the date of the happening of an Insured Event, or otherwise legally disqualified; 5.5.3 is deceased; 5.5.4 cannot be identified with reasonable certainty; 5.5.5 is indisposed or unreachable; or 5.5.6 is not considered to be a suitable person by the Policyholder's Church Branch or the Kganya Benefits Fund Trust, the Funeral Benefit will be payable to the person as recommended by the Policyholder's Church Branch and/or the Kganya Benefits Fund Trust, and finally determined by the Insurer after considering all such information as the Insurer may determine to be necessary. 5.6 Upon the death of the Policyholder, the Beneficiary can no longer be changed. 6. Cover and Benefits in respect of Paid-up Dependants 6.1 Where a Claim for a Funeral Benefit had been accepted and paid by the Insurer in the event of the death of a Policyholder (" the Deceased Policyholder "), each Dependent Child of the Deceased Policyholder at the Date of Death, shall qualify as a Paid-up Dependant from the Date of Death of the Deceased Policyholder until the Dependent Child no longer qualifies as a Dependent Child. 6.2 All Paid-up Dependants will be entitled to cover in terms of this Funeral Policy without any further Premiums being paid in respect of such Paid-up Dependant(s). 6.3 Upon the death of a Paid-up Dependant, the Funeral Benefit as specified in Annexe E.2 , as applicable at the date of death of the Paid-up Dependant, will be paid to the Beneficiary in respect of such Paid-up Dependant. The Beneficiary shall, in such instance, be the same person nominated as a Beneficiary by the Deceased Policyholder prior to the Date of Death. 6.4 A Paid-up Dependant with a mental and/or physical disability which – 6.4.1 existed at the Date of Death of the Deceased Policyholder; or