Pukwana ya Kganya Contract

38 16. Cancellation 16.1 The Insurer shall be entitled to cancel this Pukwana ya Kganya Contract by means of 31 (thirty-one) days' written notice to the Policyholder, or such longer period if specified by the Insurer, in the event that – 16.1.1 any fraud is committed in respect of the conclusion and/or maintaining of this Pukwana ya Kganya Contract or Claims submitted in terms of this Pukwana ya Kganya Contract, subject to the provisions of clause 13.1.3 of this Part I; and/or 16.1.2 any false and/or untrue representation was made to the Insurer (and/or to its administrator, Kganya Insurance Administrators) and/or if any relevant information was not disclosed to the Insurer (and/or to its administrator, Kganya Insurance Administrators) which materially affected the Insurer's ability to assess the risk under this Pukwana ya Kganya Contract at the date of conclusion or variation of this Pukwana ya Kganya Contract. The Insurer considers at least the following matters material to its ability to assess the risk under this Pukwana ya Kganya Contract, which list is not exhaustive and/or intended to limit the Insurer's ability to assess the risks under this Pukwana ya Kganya Contract: 16.1.2.1 if the age of Policyholder is misrepresented to be 18 (eighteen) years of age or above at the Inception Date, when it is not; and 16.1.2.2 whether or not the Policyholder meets the requirements for eligibility of Membership to the Kganya Benefits Fund Trust as specified in the Master Regulations; and/or 16.1.3 termination of this Pukwana ya Kganya Contract is required as a result of any change in the Applicable Laws which cannot be remedied through the amendment of this Pukwana ya Kganya Contract in accordance with the provisions of clause 14 of this Part I; and/or 16.1.4 if the Policyholder no longer qualifies as a Member of the Kganya Benefits Fund Trust; and/or