Pukwana ya Kganya Contract

30 9.3.1.2 the Forgiveness Rules as set out in Annexe E.5 can be applied in respect of the Missed Premium(s). 9.3.2 If the requirements set out in clause 9.3.1 are not met, then no Benefits will be paid by the Insurer in respect of the Policyholder upon the happening of an Insured Event. 10. Exclusions and limitations All exclusions and limitations applicable to the Policies are set out in Part II, Part III and Part V 9 , respectively. 11. Waiting Periods 11.1 The Waiting Periods in terms of the Policies, if applicable, are as set out in Part II, Part III and Part V 10 below. 11.2 As provided for in clause 8.2 of this Part I, payment of Benefits will always depend on whether or not the applicable Waiting Period in terms of the Policies has ended. 11.3 If the Insured Event happens during the Waiting Period (i.e before the Waiting Period has ended) (if applicable in terms of the Policies), the Benefits will not be paid. 12. Dependent Children 12.1 A Dependent Child in relation to a Policyholder is the following persons: 12.1.1 a child born to the Policyholder, subject to the provisions of clause 12.4 of this Part I; 12.1.2 a legally adopted child of the Policyholder; 12.1.3 a child adopted by custom (provided that both natural parents are deceased) by the Policyholder, 9 Underlined amendments, insertions and strike-through amended with effect from 1 April 2023. 10 Underlined amendments, insertions and strike-through amended with effect from 1 April 2023.