Founding Affidavit and Annexures

Provisions of the existing Personal Accident Regulations ("PAR") 10 of 11 Unclaimed Benefits Not provided for in PAR Provisions of the Thari Ya Baruti Pukwana Ya Kganya Contract ("TYB Contract") Part 1 - 20. Unclaimed Benefits An unclaimed Benefit is when the Insurer becomes aware that there is a Claim for a Benefit to be paid, but the Beneficiary cannot be found to pay the Claim. In such case, the Insurer will start the process of tracing the Beneficiary. If the process does not match the rightful owner with the Benefit, the Insurer shall repeat the tracing process within a 3 (three) year period and again within 10 (ten) years if the Benefit remains unclaimed. *To the extent any differences between the provisions of the existing Personal Accident Regulations and the proposed Thari ya Baruti Pukwana ya Kganya Contracts have been identified that do not adversely affect the rights of the members to the Kganya Benefits Fund Trust, such changes have been marked in orange in the corresponding cells below. ** To the extent any differences between the provisions of the existing Personal Accident Regulations and the proposed Thari ya Baruti Pukwana ya Kganya Contracts have been identified that do adversely affect the rights of the members to the Kganya Benefits Fund Trust, such changes have been marked in red in the corresponding cells below. *** Material differences or changes indicated in red shading shall be accompanied by a letter referencing the material difference or change in the left most column of the table and the corresponding letter referencing such material difference or change will be accompanied by an explanation for the material difference or change. **** Capitalised terms used in this comparison shall have the meaning ascribed to them in the documents considered in this comparison, unless indicated otherwise Review of Changes to the Personal Accident Benefits of the Kganya Benefits Fund Trust Reasons for material differences