Continuous Amendments to the Master Regulations

14 2.3.2 the Basic Benefits Regulations dealing with the Basic Benefits available to Members (other than Church Officials who are Members); and 2.3.3 the Enhanced Benefits Regulations dealing with the Enhanced Benefits available to Church Officials who are Members. 2.4 In order to qualify for Membership to the Trust, and thereby the Benefits, a Member must satisfy the qualifying requirements set out in these Master Regulations, as well as the specific requirements set out in the Basic Benefits Regulations and/or the Enhanced Benefits Regulations, as applicable. 3. Amendment and replacement of the Master Regulations and all other Regulations 3.1 The Trust was established during 2000 by the ZCC as donor for the purpose of, amongst others, providing and/or procuring benefits for the Members as vested beneficiaries of the Trust. 3.2 Due to a change in the applicable insurance laws, certain amendments had to be made to the Trust as set out in the Trust Deed. 3.3 The amendments to the Trust Deed have been confirmed by an order of the High Court case number 62972/2021 on 3 August 2022, as contemplated in section 13 of the Trust Property Control Act, 57 of 1988. 3.4 The changes to the Trust and the Trust Deed have resulted in changes to the rights of the Members, which changes take effect from the Effective Date. 3.5 As such, the Trust issues these amended Master Regulations and the Regulations, which replace in totality all previous Master Regulations and all regulations previously issued by the Trust with effect from the Commencement Date. 4. Important Provisions 4.1 To the extent that the Consumer Protection Act applies to these Master Regulations, the Trust has a duty to point out certain important provisions in these Master Regulations. The clauses which contain these important provisions and reasons why they are important are set out below.

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