Continuous Amendments to PYK Membership Terms and Conditions

9 Trust means the trustees for the time being of the Kganya Benefits Fund Trust (master's reference number IT 6797/00). Trust Deed means the trust deed of the Trust as amended from time to time. ZCC means the Zion Christian Church. 1. MASTER REGULATIONS AND BASIC BENEFITS REGULATIONS 1.1 The conditions of Membership to the Trust and the entitlement to benefits are set out in the Master Regulations, read with the Basic Benefits Regulations issued by the Trust in terms of the Trust Deed, as amended from time to time. 1.2 Copies of the Master Regulations and the Basic Benefits Regulations are included in this Membership Terms and Conditions Booklet as Annexe A and Annexe B , respectively. 1.3 Changes to any terms and conditions as set out in the Master Regulations or Basic Benefits Regulations will be incorporated in updated Annexures which will be made available to you from time to time. 1.4 It should be noted that the summary of the Membership terms and conditions contained in the Membership Book must at all times be read with the Master Regulations and the Basic Benefits Regulations. In the event of a conflict between the summary contained in a Membership Book and the Master Regulations or the Basic Benefits Regulations, the provisions of the Master Regulations and/or the Basic Benefits Regulations will prevail to the extent of the conflict. 2. ELIGIBILITY FOR MEMBERSHIP TO THE TRUST FOR ALL PERSONS WHO BECOME MEMBERS OF THE TRUST AFTER THE EFFECTIVE DATE 2.1 To be a Member of the Trust you must: • be a member of ZCC; • be 18 (eighteen) years of age or older; • purchase a Membership Book; and • pay an initial Membership Contribution to the Trust evidenced by a

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