Continuous Amendments to PYK Membership Terms and Conditions

6 Pukwana ya Kganya Contract and is concluded pursuant to your Membership to the Trust. Insurer means Sanlam Developing Markets Limited (registration number 1911/003818/06), a licensed life insurer in terms of the Insurance Act, 18 of 2017 and an authorised Financial Services Provider (FSP number 11230) in terms of the Financial Advisory and Intermediary Services Act, 37 of 2002 , 3 who underwrites the Pukwana ya Kganya Contract. KIA means Kganya Insurance Administrators (RF) Proprietary Limited (registration number 1995/007875/07), who acts as administrator of both the Trust and the Insurer and who is licensed as a financial services provider in terms of the Financial Advisory and Intermediary Services Act, 37 of 2002, with license number 7974. Leeto la Moria Receipts means a receipt as may be purchased by you as a Member from the Trust, provided you qualify as a Member in Good Standing, which entitles you to purchase a return bus ticket on a first-come, first-served basis at a discounted price in order to attend religious celebrations held at Zion City during April, September and December during the same year in which the Leeto la Moria Receipt was purchased, as set out in the Basic Benefits Regulations. Master Regulations means the Master Regulations issued by the Trust in accordance with the provisions of the Trust Deed, as amended from time to time in terms of the Trust Deed, read with the Master Regulations. A copy of the Master Regulations is included in this Membership Terms and Conditions Booklet as Annexe A . Member means a member of ZCC (including an Existing Member) who satisfies the requirements for membership to the 3 Amended with effect from 1 April 2024.