Continuous Amendments to PYK Membership Terms and Conditions

27 11.3.2 requires you to assume risk or liability for the kind of liability or loss, to the extent that the law does not allow such an assumption of risk or liability; or 11.3.3 limits or excludes any warranties or obligations which are implied into the terms and conditions by the CPA (to the extent they are applicable) or which the Trust give under the CPA (to the extent they are applicable), to the extent that the law does not allow them to be limited or excluded. 12. CONSENT TO PROCESSING OF PERSONAL INFORMATION BY THE INSURER, KIA AND THE TRUST 12.1 Pursuant to your Membership to the Trust, you understand and expressly consent, in respect of the information that you complete on the MPP Form or the AMPP Form, that: 12.1.1 the information that you provide will be used for purposes of your Membership to the Trust. 12.1.2 the information will be provided by the Trust (and/or its administrator, KIA) to the Insurer for purposes of the Pukwana ya Kganya Contract. 12.1.3 the information will be used by KIA to administer i) membership to the Trust, on behalf of the Trust; and ii) the insurance benefits in terms of the Pukwana ya Kganya Contract, on behalf of the Insurer. 12.2 You further consent and understand that: 12.2.1 The Trust, KIA and the Insurer will process and protect your personal information as required by relevant laws and the Constitution of the Republic of South Africa. This may include health and financial information. 12.2.2 The privacy policy of the Insurer, KIA and the Trust is available as follows: • in respect of the Trust at https://mykganya.com or at KIA's nearest service centre indicated i n Annexe F ; • in respect of KIA at https://mykganya.com or at KIA's nearest service centre indicated in Annexe F ; • in respect of the Insurer at www.sanlam.co.za or at the Insurer’s nearest service centre indicated i n Annexe G .