Continuous Amendments to PYK Membership Terms and Conditions

18 9.2.1.2 Insurance cover, dread disease and personal accident benefits in terms of a Dread Disease and Personal Accident Policy; and 9.2.1.3 Insurance cover and basic needs benefit through grocery vouchers in terms of the Basic Needs Benefit Policy . 9 9.2.2 You are the policyholder entitled to all rights in terms of the Pukwana ya Kganya Contract, which consists of a Funeral Policy, a Dread Disease and Personal Accident Policy and a Basic Needs Benefit Policy, being three separate insuranc e 10 policies included in a single contract, namely the Pukwana ya Kganya Contract. 9.2.3 A summary of the most important terms and conditions applicable to the Funeral Policy, the Dread Disease and Personal Accident Policy and the Basic Needs Benefit Polic y 11 included in the Pukwana ya Kganya Contract are attached a s Annexe D . 9.2.4 Since the Trust has procured access to the Pukwana ya Kganya Contract for all Members as part of the Basic Benefits, a copy of the Pukwana ya Kganya Contract is included in this Membership Terms and Conditions Booklet as Annexe E for the sake of convenience. It is important to note that the Insurer, Sanlam Developing Markets Limited is the underwriter (insurer) of the Pukwana ya Kganya Contract . 12 9.2.5 Changes to any terms and conditions as set out in the Pukwana ya Kganya Contract will be made available to you. 9.2.6 The Trust shall be responsible for payment of the Monthly premiums due in terms of the Pukwana ya Kganya Contract for all Members who have paid their Monthly Membership Contributions. If you do not pay your full Monthly Membership Contribution to the Trust, the Trust shall not pay the premiums due in terms of the Pukwana ya Kganya Contract to the Insurer and you may lose your insurance benefits. 9 Amended with effect from 1 April 2023. 10 Amended with effect from 1 April 2023. 11 Amended with effect from 1 April 2023. 12 Amended with effect from 1 April 2023.