Pukwana ya Kganya Terms and Conditions

INDEX Pages Colour Code 1. Membership Terms and Conditions 1 - 10 2. Annexe A: Master Regulations 11 - 24 3. Annexe B: Basic Benefits Regulations 25 - 34 4. Annexe C: Monthly Membership Contributions 35 - 35 5. Annexe D: Disclosure Schedule: Pukwana ya Kganya Contract 36 - 44 6. Annexe E: Pukwana ya Kganya Contract 45 - 67 7. Annexe F: KIA Service Centres 68 - 68 8. Annexe G: Sanlam Service Centres 69 - 69

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